Abdominal MRI (without contrast) at Covenant Children's Hospital
4015 22nd Pl, Lubbock, TX · Providence · · NPI 1437171568
$3,908.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,307.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$568.62 with Bcbs vs $1,824.55 with Scott And White — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Bcbs | Par Traditional | $568.62 | ↓ -85% |
| Scott And White | Individual Bsw Premier Exchange | $988.29 | ↓ -75% |
| Bcbs | Ppo | $1,102.28 | ↓ -72% |
| Bcbs | Blue Essentials Hmo | $1,144.23 | ↓ -71% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $1,144.23 | ↓ -71% |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $1,195.50 | ↓ -69% |
| Scott And White | Group Bsw Plus All Commercial Plans | $1,824.55 | ↓ -53% |
Visitor-reported prices
Comments
Abdominal MRI (without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Medical Center | Lubbock | $3,908.94 | $239.69 – $568.62 |
| Covenant Specialty Hospital | Lubbock | $3,908.94 | not published |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,197.95 | $201.81 – $2,747.44 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,048.36 | $314.76 – $3,072.54 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,742.65 | $201.81 – $3,428.32 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,197.95 | $201.81 – $2,747.44 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,048.36 | $215.94 – $3,072.54 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,048.36 | $201.81 – $3,072.54 |