X-ray exam of femur 1 at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$49.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$333.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.26 with United vs $299.70 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $73.26 ↑ +47%
AETNA Medicare|All Plans $88.19 ↑ +77%
UNITED Medicare|All Plans $88.19 ↑ +77%
CIGNA HEALTHSPRING Medicare|All Other Plans $88.19 ↑ +77%
HUMANA Medicare|All Plans $88.19 ↑ +77%
BCBS Medicare|All Plans $88.19 ↑ +77%
CIGNA HEALTHSPRING Medicare|PPO $89.07 ↑ +78%
Wellpoint Medicare|All Plans $90.84 ↑ +82%
Cigna Commercial|All Plans $94.04 ↑ +88%
SCANHealth Medicare|All Plans $94.36 ↑ +89%
CHC Medicaid|CHIP $109.09 ↑ +118%
CHC Medicaid|All Other Plans $109.09 ↑ +118%
UNITED Medicaid|STARPLUS $109.09 ↑ +118%
SUPERIOR Medicaid|STARPLUS $109.09 ↑ +118%
SUPERIOR Medicaid|All Other Plans $109.09 ↑ +118%
UNITED Medicaid|All Other Plans $109.09 ↑ +118%
TCHP Medicaid|CHIP $109.47 ↑ +119%
TCHP Medicaid|All Other Plans $109.47 ↑ +119%
MD Save Commercial|All Plans $110.24 ↑ +121%
CIGNA HEALTHSPRING Medicaid|STARPLUS $111.27 ↑ +123%
Wellpoint Medicaid|All Other Plans $112.75 ↑ +126%
BCBS Medicaid|All Plans $114.54 ↑ +129%
United Commercial|All Other Plans $119.88 ↑ +140%
CHC Medicaid|STAR $127.64 ↑ +156%
UNITED Medicaid|STAR $127.64 ↑ +156%
TCHP Medicaid|STAR $128.08 ↑ +156%
Wellpoint Commercial|Exchange $132.29 ↑ +165%
Wellpoint Medicaid|STAR $132.46 ↑ +165%
Angelina County Commercial|All Plans $137.01 ↑ +174%
BCBS-TX Commercial|Blue Advantage HMO $150.04 ↑ +200%
Humana Commercial|All Plans $159.84 ↑ +220%
Aetna Commercial|All Plans $203.13 ↑ +307%
BCBS-TX Commercial|Blue Premier $206.71 ↑ +314%
BCBS-TX Commercial|HMO $214.69 ↑ +330%
Entrust Commercial|All Plans $222.64 ↑ +346%
PHCS Commercial|All Plans $226.44 ↑ +353%
Multiplan Commercial|All Plans $233.10 ↑ +367%
BCBS-TX Commercial|PPO $238.63 ↑ +378%
Wellpoint Medicaid|STARPLUS $243.02 ↑ +387%
Brookshire Brothers Commercial|All Plans $256.89 ↑ +414%
Galaxy Commercial|All Plans $299.70 ↑ +500%

Visitor-reported prices

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X-ray exam of femur 1 at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $383.85 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $158.96 $29.40 – $225.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $224.90 $46.29 – $337.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $236.14 $29.40 – $295.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $158.96 $29.40 – $225.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $224.90 $31.46 – $337.36
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $224.90 $29.40 – $337.36
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $236.14 $29.40 – $354.21

All Texas hospitals for this procedure →