Surgical pathology level 4 gross & microscopic examination at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$212.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,414.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.52 with HUMANA vs $1,272.60 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA Medicare|All Plans $53.52 ↓ -75%
AETNA Medicare|All Plans $53.52 ↓ -75%
UNITED Medicare|All Plans $53.52 ↓ -75%
BCBS Medicare|All Plans $53.52 ↓ -75%
CIGNA HEALTHSPRING Medicare|All Other Plans $53.52 ↓ -75%
CIGNA HEALTHSPRING Medicare|PPO $54.06 ↓ -75%
Wellpoint Medicare|All Plans $55.13 ↓ -74%
SCANHealth Medicare|All Plans $57.27 ↓ -73%
MD Save Commercial|All Plans $66.90 ↓ -68%
Wellpoint Commercial|Exchange $80.28 ↓ -62%
Angelina County Commercial|All Plans $81.70 ↓ -61%
BCBS-TX Commercial|Blue Advantage HMO $93.99 ↓ -56%
Entrust Commercial|All Plans $132.76 ↓ -37%
Cigna Commercial|All Plans $149.39 ↓ -30%
Brookshire Brothers Commercial|All Plans $153.18 ↓ -28%
BCBS-TX Commercial|Blue Premier $163.25 ↓ -23%
BCBS-TX Commercial|HMO $173.15 ↓ -18%
BCBS-TX Commercial|PPO $199.86 ↓ -6%
United Commercial|Exchange $311.08 ↑ +47%
United Commercial|All Other Plans $509.04 ↑ +140%
Humana Commercial|All Plans $678.72 ↑ +220%
Aetna Commercial|All Plans $862.54 ↑ +307%
PHCS Commercial|All Plans $961.52 ↑ +353%
Multiplan Commercial|All Plans $989.80 ↑ +367%
Galaxy Commercial|All Plans $1,272.60 ↑ +500%

Visitor-reported prices

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Surgical pathology level 4 gross & microscopic examination at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $1,149.92 $190.46 – $190.46
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $474.00 $35.00 – $371.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $474.00 $36.00 – $473.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $474.00 $36.00 – $272.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $474.00 $35.00 – $371.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $474.00 $36.00 – $473.26
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $474.00 $26.00 – $473.26
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $474.00 $36.00 – $326.83

All Texas hospitals for this procedure →