Surgical pathology level 3 gross & microscopic examination at St. Luke's Health Memorial Livingston
1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616
$184.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,230.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$53.52 with HUMANA vs $1,107.00 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $53.52 | ↓ -71% |
| AETNA | Medicare|All Plans | $53.52 | ↓ -71% |
| UNITED | Medicare|All Plans | $53.52 | ↓ -71% |
| BCBS | Medicare|All Plans | $53.52 | ↓ -71% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $53.52 | ↓ -71% |
| CIGNA HEALTHSPRING | Medicare|PPO | $54.06 | ↓ -71% |
| Wellpoint | Medicare|All Plans | $55.13 | ↓ -70% |
| SCANHealth | Medicare|All Plans | $57.27 | ↓ -69% |
| MD Save | Commercial|All Plans | $66.90 | ↓ -64% |
| Wellpoint | Commercial|Exchange | $80.28 | ↓ -56% |
| Angelina County | Commercial|All Plans | $81.70 | ↓ -56% |
| BCBS-TX | Commercial|Blue Advantage HMO | $93.99 | ↓ -49% |
| Entrust | Commercial|All Plans | $132.76 | ↓ -28% |
| Cigna | Commercial|All Plans | $132.93 | ↓ -28% |
| Brookshire Brothers | Commercial|All Plans | $153.18 | ↓ -17% |
| BCBS-TX | Commercial|Blue Premier | $163.25 | ↓ -12% |
| BCBS-TX | Commercial|HMO | $173.15 | ↓ -6% |
| BCBS-TX | Commercial|PPO | $199.86 | ↑ +8% |
| United | Commercial|Exchange | $270.60 | ↑ +47% |
| United | Commercial|All Other Plans | $442.80 | ↑ +140% |
| Humana | Commercial|All Plans | $590.40 | ↑ +220% |
| Aetna | Commercial|All Plans | $750.30 | ↑ +307% |
| PHCS | Commercial|All Plans | $836.40 | ↑ +353% |
| Multiplan | Commercial|All Plans | $861.00 | ↑ +367% |
| Galaxy | Commercial|All Plans | $1,107.00 | ↑ +500% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $659.75 | $190.46 – $190.46 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $239.50 | $35.00 – $299.37 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $266.74 | $36.00 – $400.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $217.32 | $36.00 – $271.65 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $239.50 | $35.00 – $299.37 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $266.74 | $36.00 – $400.10 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $266.74 | $26.00 – $400.10 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $217.32 | $36.00 – $325.98 |