Ot therapeutic activities direct patient contact each 15 minutes at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$56.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$375.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.50 with United vs $337.50 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $82.50 ↑ +47%
BCBS-TX Commercial|Blue Premier $87.14 ↑ +55%
BCBS-TX Commercial|Blue Advantage HMO $99.36 ↑ +77%
BCBS-TX Commercial|HMO $99.76 ↑ +77%
Cigna Commercial|All Plans $100.00 ↑ +78%
BCBS-TX Commercial|PPO $108.32 ↑ +93%
United Commercial|All Other Plans $135.00 ↑ +140%
Humana Commercial|All Plans $180.00 ↑ +220%
Aetna Commercial|All Plans $228.75 ↑ +307%
PHCS Commercial|All Plans $255.00 ↑ +353%
Multiplan Commercial|All Plans $262.50 ↑ +367%
Galaxy Commercial|All Plans $337.50 ↑ +500%

Visitor-reported prices

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Ot therapeutic activities direct patient contact each 15 minutes at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $289.38 $156.77 – $156.77
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $122.76 $34.78 – $173.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $138.53 $28.51 – $207.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $147.08 $29.42 – $183.85
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $122.76 $32.74 – $173.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $138.53 $44.47 – $207.79
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $138.53 $71.57 – $207.79
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $147.08 $49.03 – $220.63

All Texas hospitals for this procedure →