New Patient Office Visit (level 3) at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$68.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$456.96

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.72 with United vs $126.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $27.72 ↓ -60%
United Commercial|All Other Plans $45.36 ↓ -34%
TCHP Medicaid|All Other Plans $59.70 ↓ -13%
TCHP Medicaid|CHIP $59.70 ↓ -13%
Humana Commercial|All Plans $60.48 ↓ -12%
TCHP Medicaid|STAR $69.85 ↑ +2%
SUPERIOR Medicaid|All Other Plans $71.64 ↑ +5%
CHC Medicaid|CHIP $71.64 ↑ +5%
UNITED Medicaid|All Other Plans $71.64 ↑ +5%
UNITED Medicaid|CHIP $71.64 ↑ +5%
UNITED Medicaid|STARPLUS $71.64 ↑ +5%
UNITED Medicaid|STARKIDS $71.64 ↑ +5%
SUPERIOR Medicaid|STARPLUS $71.64 ↑ +5%
CHC Medicaid|All Other Plans $71.64 ↑ +5%
CIGNA HEALTHSPRING Medicaid|STARPLUS $73.08 ↑ +7%
BCBS Medicaid|All Plans $75.23 ↑ +10%
Aetna Commercial|All Plans $76.86 ↑ +12%
UNITED Medicaid|STAR $83.82 ↑ +22%
CHC Medicaid|STAR $83.82 ↑ +22%
PHCS Commercial|All Plans $85.68 ↑ +25%
Multiplan Commercial|All Plans $88.20 ↑ +29%
Cigna Commercial|All Plans $100.00 ↑ +46%
Galaxy Commercial|All Plans $113.40 ↑ +65%
BCBS-TX Commercial|PPO $126.00 ↑ +84%
BCBS-TX Commercial|HMO $126.00 ↑ +84%
BCBS-TX Commercial|Blue Premier $126.00 ↑ +84%
BCBS-TX Commercial|Blue Advantage HMO $126.00 ↑ +84%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

New Patient Office Visit (level 3) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $567.95 $298.30 – $298.30
Baylor St Luke's Medical Center Houston $207.90 $82.00 – $594.00
St. Joseph Health Madison Hospital Madisonville $232.23 $22.68 – $206.40
St. Luke's Health Memorial Lufkin Lufkin $68.55 $31.50 – $126.00
St. Luke's Health - Springwoods Village Hospital Spring $207.90 $74.00 – $594.00
St. Luke's Health - Sugar Land Hospital Sugar Land $207.90 $74.00 – $594.00
St. Joseph Health College Station Hospital College Station $232.23 $77.00 – $421.40
St. Luke's Health - Lakeside Hospital The Woodlands $207.90 $74.00 – $594.00

All Texas hospitals for this procedure →