Ndl insj without njx 3+ musc at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.32 with United vs $289.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $12.32 ↑ +47%
United Commercial|All Other Plans $20.16 ↑ +140%
UNITED Medicare|All Plans $24.53 ↑ +192%
BCBS Medicare|All Plans $24.53 ↑ +192%
CIGNA HEALTHSPRING Medicare|All Other Plans $24.53 ↑ +192%
AETNA Medicare|All Plans $24.53 ↑ +192%
HUMANA Medicare|All Plans $24.53 ↑ +192%
CIGNA HEALTHSPRING Medicare|PPO $24.78 ↑ +195%
Wellpoint Medicare|All Plans $25.27 ↑ +201%
SCANHealth Medicare|All Plans $26.25 ↑ +213%
Humana Commercial|All Plans $26.88 ↑ +220%
MD Save Commercial|All Plans $30.66 ↑ +265%
Aetna Commercial|All Plans $34.16 ↑ +307%
Wellpoint Commercial|Exchange $36.80 ↑ +338%
PHCS Commercial|All Plans $38.08 ↑ +353%
Multiplan Commercial|All Plans $39.20 ↑ +367%
Angelina County Commercial|All Plans $44.90 ↑ +435%
Galaxy Commercial|All Plans $50.40 ↑ +500%
BCBS-TX Commercial|Blue Premier $54.76 ↑ +552%
BCBS-TX Commercial|HMO $56.00 ↑ +567%
BCBS-TX Commercial|Blue Advantage HMO $56.00 ↑ +567%
BCBS-TX Commercial|PPO $56.00 ↑ +567%
Entrust Commercial|All Plans $72.96 ↑ +769%
Brookshire Brothers Commercial|All Plans $84.18 ↑ +902%
Cigna Commercial|All Plans $289.00 ↑ +3340%

Visitor-reported prices

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Ndl insj without njx 3+ musc at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $131.95 $28.19 – $6,299.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $54.38 $11.19 – $81.58
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $56.65 $11.33 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $131.95 $28.19 – $164.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $54.38 $17.46 – $81.58
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $54.38 $28.10 – $81.58
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $56.65 $18.88 – $84.98
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $131.95 $28.19 – $164.93

All Texas hospitals for this procedure →