MRI chest without contrast at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$667.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,449.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$242.11 with HUMANA vs $3,925.80 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA Medicare|All Plans $242.11 ↓ -64%
AETNA Medicare|All Plans $242.11 ↓ -64%
UNITED Medicare|All Plans $242.11 ↓ -64%
CIGNA HEALTHSPRING Medicare|All Other Plans $242.11 ↓ -64%
BCBS Medicare|All Plans $242.11 ↓ -64%
CIGNA HEALTHSPRING Medicare|PPO $244.53 ↓ -63%
Wellpoint Medicare|All Plans $249.37 ↓ -63%
SCANHealth Medicare|All Plans $259.06 ↓ -61%
BCBS-TX Commercial|Blue Advantage HMO $268.00 ↓ -60%
UNITED Medicaid|STARPLUS $294.17 ↓ -56%
CHC Medicaid|CHIP $294.17 ↓ -56%
CHC Medicaid|All Other Plans $294.17 ↓ -56%
UNITED Medicaid|All Other Plans $294.17 ↓ -56%
SUPERIOR Medicaid|STARPLUS $294.17 ↓ -56%
SUPERIOR Medicaid|All Other Plans $294.17 ↓ -56%
TCHP Medicaid|CHIP $294.24 ↓ -56%
TCHP Medicaid|All Other Plans $294.24 ↓ -56%
CIGNA HEALTHSPRING Medicaid|STARPLUS $300.05 ↓ -55%
MD Save Commercial|All Plans $302.64 ↓ -55%
Wellpoint Medicaid|All Other Plans $303.07 ↓ -55%
BCBS Medicaid|All Plans $308.88 ↓ -54%
CHC Medicaid|STAR $344.18 ↓ -48%
UNITED Medicaid|STAR $344.18 ↓ -48%
TCHP Medicaid|STAR $344.26 ↓ -48%
Wellpoint Medicaid|STAR $356.03 ↓ -47%
Wellpoint Commercial|Exchange $363.17 ↓ -46%
Angelina County Commercial|All Plans $369.46 ↓ -45%
Entrust Commercial|All Plans $600.37 ↓ -10%
Wellpoint Medicaid|STARPLUS $653.21 ↓ -2%
Brookshire Brothers Commercial|All Plans $692.73 ↑ +4%
BCBS-TX Commercial|Blue Premier $734.08 ↑ +10%
BCBS-TX Commercial|HMO $771.36 ↑ +16%
BCBS-TX Commercial|PPO $929.83 ↑ +39%
United Commercial|Exchange $959.64 ↑ +44%
United Commercial|All Other Plans $1,570.32 ↑ +135%
Cigna Commercial|All Plans $1,654.00 ↑ +148%
Humana Commercial|All Plans $2,093.76 ↑ +214%
Aetna Commercial|All Plans $2,660.82 ↑ +299%
PHCS Commercial|All Plans $2,966.16 ↑ +344%
Multiplan Commercial|All Plans $3,053.40 ↑ +358%
Galaxy Commercial|All Plans $3,925.80 ↑ +488%

Visitor-reported prices

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MRI chest without contrast at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,593.75 $227.71 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,746.00 $314.76 – $2,619.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,746.00 $227.71 – $2,182.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,593.75 $227.71 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,746.00 $227.71 – $2,619.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,746.00 $233.47 – $2,700.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,746.00 $227.71 – $2,619.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,593.75 $227.71 – $2,149.00

All Texas hospitals for this procedure →