Knee MRI (without contrast) at St. Luke's Health Memorial Livingston
1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616
$1,606.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$10,712.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$242.11 with HUMANA vs $9,640.80 with Galaxy — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $242.11 | ↓ -85% |
| AETNA | Medicare|All Plans | $242.11 | ↓ -85% |
| UNITED | Medicare|All Plans | $242.11 | ↓ -85% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $242.11 | ↓ -85% |
| BCBS | Medicare|All Plans | $242.11 | ↓ -85% |
| CIGNA HEALTHSPRING | Medicare|PPO | $244.53 | ↓ -85% |
| Wellpoint | Medicare|All Plans | $249.37 | ↓ -84% |
| SCANHealth | Medicare|All Plans | $259.06 | ↓ -84% |
| BCBS-TX | Commercial|Blue Advantage HMO | $268.00 | ↓ -83% |
| UNITED | Medicaid|STARPLUS | $294.17 | ↓ -82% |
| CHC | Medicaid|CHIP | $294.17 | ↓ -82% |
| CHC | Medicaid|All Other Plans | $294.17 | ↓ -82% |
| UNITED | Medicaid|All Other Plans | $294.17 | ↓ -82% |
| SUPERIOR | Medicaid|STARPLUS | $294.17 | ↓ -82% |
| SUPERIOR | Medicaid|All Other Plans | $294.17 | ↓ -82% |
| TCHP | Medicaid|CHIP | $294.24 | ↓ -82% |
| TCHP | Medicaid|All Other Plans | $294.24 | ↓ -82% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $300.05 | ↓ -81% |
| MD Save | Commercial|All Plans | $302.64 | ↓ -81% |
| Wellpoint | Medicaid|All Other Plans | $303.07 | ↓ -81% |
| BCBS | Medicaid|All Plans | $308.88 | ↓ -81% |
| CHC | Medicaid|STAR | $344.18 | ↓ -79% |
| UNITED | Medicaid|STAR | $344.18 | ↓ -79% |
| TCHP | Medicaid|STAR | $344.26 | ↓ -79% |
| Wellpoint | Medicaid|STAR | $356.03 | ↓ -78% |
| Wellpoint | Commercial|Exchange | $363.17 | ↓ -77% |
| Angelina County | Commercial|All Plans | $369.46 | ↓ -77% |
| Entrust | Commercial|All Plans | $600.37 | ↓ -63% |
| Wellpoint | Medicaid|STARPLUS | $653.21 | ↓ -59% |
| Brookshire Brothers | Commercial|All Plans | $692.73 | ↓ -57% |
| BCBS-TX | Commercial|Blue Premier | $734.08 | ↓ -54% |
| BCBS-TX | Commercial|HMO | $771.36 | ↓ -52% |
| BCBS-TX | Commercial|PPO | $929.83 | ↓ -42% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +3% |
| United | Commercial|Exchange | $2,356.64 | ↑ +47% |
| United | Commercial|All Other Plans | $3,856.32 | ↑ +140% |
| Humana | Commercial|All Plans | $5,141.76 | ↑ +220% |
| Aetna | Commercial|All Plans | $6,534.32 | ↑ +307% |
| PHCS | Commercial|All Plans | $7,284.16 | ↑ +353% |
| Multiplan | Commercial|All Plans | $7,498.40 | ↑ +367% |
| Galaxy | Commercial|All Plans | $9,640.80 | ↑ +500% |
Visitor-reported prices
Comments
Knee MRI (without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,209.22 | $208.84 – $2,761.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,159.09 | $314.76 – $3,238.63 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,257.48 | $208.84 – $2,821.85 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,209.22 | $208.84 – $2,761.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,159.09 | $223.46 – $3,238.63 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,159.09 | $208.84 – $3,238.63 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,257.48 | $208.84 – $3,386.22 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $2,209.22 | $208.84 – $2,761.53 |