Ins pm gen exist dual lead at St. Luke's Health Memorial Livingston
1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616
$7,854.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$52,360.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,326.00 with Cigna vs $66,636.15 with Brookshire Brothers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $3,326.00 | ↓ -58% |
| United | Commercial|Exchange | $10,330.10 | ↑ +32% |
| BCBS-TX | Commercial|Blue Advantage HMO | $14,990.51 | ↑ +91% |
| United | Commercial|All Other Plans | $16,903.80 | ↑ +115% |
| SUPERIOR | Medicaid|STARPLUS | $17,876.74 | ↑ +128% |
| UNITED | Medicaid|STARPLUS | $17,876.74 | ↑ +128% |
| UNITED | Medicaid|STARKIDS | $17,876.74 | ↑ +128% |
| SUPERIOR | Medicaid|All Other Plans | $17,876.74 | ↑ +128% |
| CHC | Medicaid|CHIP | $17,876.74 | ↑ +128% |
| TCHP | Medicaid|All Other Plans | $17,876.74 | ↑ +128% |
| CHC | Medicaid|All Other Plans | $17,876.74 | ↑ +128% |
| UNITED | Medicaid|All Other Plans | $17,876.74 | ↑ +128% |
| TCHP | Medicaid|CHIP | $17,876.74 | ↑ +128% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $18,234.27 | ↑ +132% |
| Wellpoint | Medicaid|All Other Plans | $18,413.04 | ↑ +134% |
| BCBS | Medicaid|All Plans | $18,770.58 | ↑ +139% |
| CHC | Medicaid|STAR | $20,915.79 | ↑ +166% |
| UNITED | Medicaid|STAR | $20,915.79 | ↑ +166% |
| TCHP | Medicaid|STAR | $20,915.79 | ↑ +166% |
| Wellpoint | Medicaid|STAR | $21,630.86 | ↑ +175% |
| HUMANA | Medicare|All Plans | $22,482.55 | ↑ +186% |
| AETNA | Medicare|All Plans | $22,482.55 | ↑ +186% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $22,482.55 | ↑ +186% |
| BCBS | Medicare|All Plans | $22,482.55 | ↑ +186% |
| UNITED | Medicare|All Plans | $22,482.55 | ↑ +186% |
| Humana | Commercial|All Plans | $22,538.40 | ↑ +187% |
| CIGNA HEALTHSPRING | Medicare|PPO | $22,707.38 | ↑ +189% |
| Wellpoint | Medicare|All Plans | $23,157.03 | ↑ +195% |
| SCANHealth | Medicare|All Plans | $24,056.33 | ↑ +206% |
| MD Save | Commercial|All Plans | $28,103.19 | ↑ +258% |
| Aetna | Commercial|All Plans | $28,642.55 | ↑ +265% |
| PHCS | Commercial|All Plans | $31,929.40 | ↑ +307% |
| Multiplan | Commercial|All Plans | $32,868.50 | ↑ +318% |
| BCBS-TX | Commercial|Blue Premier | $33,387.95 | ↑ +325% |
| Wellpoint | Commercial|Exchange | $33,723.83 | ↑ +329% |
| BCBS-TX | Commercial|HMO | $34,069.34 | ↑ +334% |
| Angelina County | Commercial|All Plans | $35,539.28 | ↑ +352% |
| BCBS-TX | Commercial|PPO | $37,476.27 | ↑ +377% |
| Wellpoint | Medicaid|STARPLUS | $39,686.36 | ↑ +405% |
| Galaxy | Commercial|All Plans | $42,259.50 | ↑ +438% |
| Entrust | Commercial|All Plans | $57,751.33 | ↑ +635% |
| Brookshire Brothers | Commercial|All Plans | $66,636.15 | ↑ +748% |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $28,383.36 | $6,299.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $32,721.79 | $6,735.24 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $29,876.42 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $28,383.36 | $16,556.96 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $32,721.79 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $32,721.79 | $13,462.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $29,876.42 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $28,383.36 | $16,556.96 – $58,392.49 |