External chromosome analysis 20-25 cells at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$64.65

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.82 with United vs $625.17 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $94.82 ↑ +47%
CHC Medicaid|CHIP $121.47 ↑ +88%
UNITED Medicaid|All Other Plans $121.47 ↑ +88%
UNITED Medicaid|CHIP $121.47 ↑ +88%
UNITED Medicaid|STARPLUS $121.47 ↑ +88%
UNITED Medicaid|STARKIDS $121.47 ↑ +88%
TCHP Medicaid|CHIP $121.47 ↑ +88%
TCHP Medicaid|All Other Plans $121.47 ↑ +88%
SUPERIOR Medicaid|STARPLUS $121.47 ↑ +88%
SUPERIOR Medicaid|All Other Plans $121.47 ↑ +88%
CHC Medicaid|All Other Plans $121.47 ↑ +88%
CIGNA HEALTHSPRING Medicaid|STARPLUS $123.90 ↑ +92%
Wellpoint Medicaid|All Other Plans $125.11 ↑ +94%
BCBS Medicaid|All Plans $127.54 ↑ +97%
TCHP Medicaid|STAR $142.12 ↑ +120%
UNITED Medicaid|STAR $142.12 ↑ +120%
CHC Medicaid|STAR $142.12 ↑ +120%
CIGNA HEALTHSPRING Medicare|All Other Plans $144.61 ↑ +124%
HUMANA Medicare|All Plans $144.61 ↑ +124%
BCBS Medicare|All Plans $144.61 ↑ +124%
UNITED Medicare|All Plans $144.61 ↑ +124%
AETNA Medicare|All Plans $144.61 ↑ +124%
CIGNA HEALTHSPRING Medicare|PPO $146.06 ↑ +126%
Wellpoint Medicaid|STAR $146.98 ↑ +127%
Wellpoint Medicare|All Plans $148.95 ↑ +130%
SCANHealth Medicare|All Plans $154.73 ↑ +139%
United Commercial|All Other Plans $155.16 ↑ +140%
MD Save Commercial|All Plans $180.76 ↑ +180%
Humana Commercial|All Plans $206.88 ↑ +220%
Wellpoint Commercial|Exchange $216.92 ↑ +236%
Angelina County Commercial|All Plans $231.38 ↑ +258%
Aetna Commercial|All Plans $262.91 ↑ +307%
Wellpoint Medicaid|STARPLUS $269.66 ↑ +317%
BCBS-TX Commercial|Blue Advantage HMO $274.76 ↑ +325%
PHCS Commercial|All Plans $293.08 ↑ +353%
Multiplan Commercial|All Plans $301.70 ↑ +367%
Entrust Commercial|All Plans $375.99 ↑ +482%
Galaxy Commercial|All Plans $387.90 ↑ +500%
BCBS-TX Commercial|HMO $431.00 ↑ +567%
BCBS-TX Commercial|PPO $431.00 ↑ +567%
BCBS-TX Commercial|Blue Premier $431.00 ↑ +567%
Brookshire Brothers Commercial|All Plans $433.83 ↑ +571%
Cigna Commercial|All Plans $625.17 ↑ +867%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

External chromosome analysis 20-25 cells at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $558.82 $35.00 – $350.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $632.62 $36.00 – $420.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $525.00 $36.00 – $350.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $558.82 $35.00 – $350.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $632.62 $36.00 – $420.47
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $632.62 $26.00 – $420.47
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $525.00 $36.00 – $420.47
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $558.82 $35.00 – $350.39

All Texas hospitals for this procedure →