Electrd sq emblem s-icd at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8,818.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58,791.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,552.32 with BCBS-TX vs $39,313.89 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $6,552.32 ↓ -26%
Cigna Commercial|All Plans $7,425.96 ↓ -16%
BCBS-TX Commercial|Blue Premier $9,173.25 ↑ +4%
BCBS-TX Commercial|HMO $9,610.07 ↑ +9%
United Commercial|Exchange $9,610.07 ↑ +9%
BCBS-TX Commercial|PPO $10,483.71 ↑ +19%
United Commercial|All Other Plans $15,725.56 ↑ +78%
Entrust Commercial|All Plans $19,656.95 ↑ +123%
Humana Commercial|All Plans $20,967.41 ↑ +138%
Aetna Commercial|All Plans $26,646.09 ↑ +202%
Angelina County Commercial|All Plans $27,956.55 ↑ +217%
PHCS Commercial|All Plans $29,703.83 ↑ +237%
Multiplan Commercial|All Plans $30,577.47 ↑ +247%
Galaxy Commercial|All Plans $39,313.89 ↑ +346%

Visitor-reported prices

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Electrd sq emblem s-icd at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $10,183.02 not published
St. Luke's Health - Patients Medical Center Pasadena $8,732.54 $100.00 – $14,888.48
Baylor St Luke's Medical Center Houston $19,808.25 $4,961.25 – $23,625.00
St. Joseph Health Madison Hospital Madisonville $9,904.13 $2,866.50 – $20,250.00
St. Luke's Health Memorial Lufkin Lufkin $8,818.74 $6,552.32 – $39,313.89
St. Luke's Health - Springwoods Village Hospital Spring $19,808.25 $4,961.25 – $23,625.00
St. Luke's Health - Sugar Land Hospital Sugar Land $19,808.25 $4,961.25 – $23,625.00
St. Joseph Health College Station Hospital College Station $9,904.13 $4,500.00 – $19,125.00

All Texas hospitals for this procedure →