Contact layer >16<= 48 sq in at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$31.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.93 with United vs $31.50 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $6.93 ↑ +47%
United Commercial|All Other Plans $11.34 ↑ +140%
BCBS-TX Commercial|Blue Premier $13.90 ↑ +194%
BCBS-TX Commercial|Blue Advantage HMO $14.42 ↑ +205%
BCBS-TX Commercial|HMO $14.67 ↑ +210%
Humana Commercial|All Plans $15.12 ↑ +220%
BCBS-TX Commercial|PPO $16.46 ↑ +248%
Aetna Commercial|All Plans $19.22 ↑ +306%
PHCS Commercial|All Plans $21.42 ↑ +353%
Multiplan Commercial|All Plans $22.05 ↑ +366%
Galaxy Commercial|All Plans $28.35 ↑ +499%
Cigna Commercial|All Plans $31.50 ↑ +566%

Visitor-reported prices

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Contact layer >16<= 48 sq in at other Texas hospitals

Hospital City Cash price Negotiated range
St. Joseph Health Madison Hospital Madisonville $9.45 $6.88 – $48.60
St. Luke's Health Memorial Lufkin Lufkin $4.73 $7.88 – $31.50
St. Joseph Health College Station Hospital College Station $9.45 $12.28 – $45.90
St. Joseph Health Grimes Hospital Navasota $9.45 $12.28 – $59.94
St. Luke's Health Memorial San Augustine San Augustine $4.73 $5.67 – $32.76
St. Joseph Health Burleson Hospital Caldwell $9.45 $11.88 – $48.60
Ascension Providence Waco $14.49 $9.55 – $10.66
Ascension Seton Medical Center Austin (Ascension Seton) Austin $46.98 $8.44 – $10.24

All Texas hospitals for this procedure →