#cf-97variants at St. Luke's Health Memorial Livingston
1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616
$370.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,473.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$44.00 with United vs $2,404.96 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $44.00 | ↓ -88% |
| United | Commercial|All Other Plans | $72.00 | ↓ -81% |
| Humana | Commercial|All Plans | $96.00 | ↓ -74% |
| Aetna | Commercial|All Plans | $122.00 | ↓ -67% |
| PHCS | Commercial|All Plans | $136.00 | ↓ -63% |
| Multiplan | Commercial|All Plans | $140.00 | ↓ -62% |
| Galaxy | Commercial|All Plans | $180.00 | ↓ -51% |
| BCBS-TX | Commercial|PPO | $200.00 | ↓ -46% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $200.00 | ↓ -46% |
| UNITED | Medicare|All Plans | $200.00 | ↓ -46% |
| HUMANA | Medicare|All Plans | $200.00 | ↓ -46% |
| BCBS | Medicare|All Plans | $200.00 | ↓ -46% |
| BCBS-TX | Commercial|Blue Premier | $200.00 | ↓ -46% |
| AETNA | Medicare|All Plans | $200.00 | ↓ -46% |
| BCBS-TX | Commercial|Blue Advantage HMO | $200.00 | ↓ -46% |
| BCBS-TX | Commercial|HMO | $200.00 | ↓ -46% |
| CIGNA HEALTHSPRING | Medicare|PPO | $202.00 | ↓ -46% |
| Wellpoint | Medicare|All Plans | $206.00 | ↓ -44% |
| SCANHealth | Medicare|All Plans | $214.00 | ↓ -42% |
| MD Save | Commercial|All Plans | $250.00 | ↓ -33% |
| Wellpoint | Commercial|Exchange | $300.00 | ↓ -19% |
| Angelina County | Commercial|All Plans | $320.00 | ↓ -14% |
| CHC | Medicaid|CHIP | $467.54 | ↑ +26% |
| UNITED | Medicaid|STARKIDS | $467.54 | ↑ +26% |
| UNITED | Medicaid|STARPLUS | $467.54 | ↑ +26% |
| UNITED | Medicaid|CHIP | $467.54 | ↑ +26% |
| CHC | Medicaid|All Other Plans | $467.54 | ↑ +26% |
| SUPERIOR | Medicaid|All Other Plans | $467.54 | ↑ +26% |
| SUPERIOR | Medicaid|STARPLUS | $467.54 | ↑ +26% |
| TCHP | Medicaid|All Other Plans | $467.54 | ↑ +26% |
| TCHP | Medicaid|CHIP | $467.54 | ↑ +26% |
| UNITED | Medicaid|All Other Plans | $467.54 | ↑ +26% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $476.89 | ↑ +29% |
| Wellpoint | Medicaid|All Other Plans | $481.57 | ↑ +30% |
| BCBS | Medicaid|All Plans | $490.92 | ↑ +32% |
| Entrust | Commercial|All Plans | $520.00 | ↑ +40% |
| CHC | Medicaid|STAR | $547.02 | ↑ +47% |
| TCHP | Medicaid|STAR | $547.02 | ↑ +47% |
| UNITED | Medicaid|STAR | $547.02 | ↑ +47% |
| Wellpoint | Medicaid|STAR | $565.72 | ↑ +53% |
| Brookshire Brothers | Commercial|All Plans | $600.00 | ↑ +62% |
| Wellpoint | Medicaid|STARPLUS | $1,037.94 | ↑ +180% |
| Cigna | Commercial|All Plans | $2,404.96 | ↑ +548% |
Visitor-reported prices
Comments
#cf-97variants at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,220.78 | $10.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $855.82 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $687.08 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,220.78 | $10.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $855.82 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $855.82 | $8.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $687.08 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,220.78 | $10.00 – $1,335.84 |