Brain MRI (with and without contrast) at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,177.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,515.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$357.71 with HUMANA vs $13,063.50 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA Medicare|All Plans $357.71 ↓ -84%
AETNA Medicare|All Plans $357.71 ↓ -84%
UNITED Medicare|All Plans $357.71 ↓ -84%
CIGNA HEALTHSPRING Medicare|All Other Plans $357.71 ↓ -84%
BCBS Medicare|All Plans $357.71 ↓ -84%
CIGNA HEALTHSPRING Medicare|PPO $361.29 ↓ -83%
Wellpoint Medicare|All Plans $368.44 ↓ -83%
SCANHealth Medicare|All Plans $382.75 ↓ -82%
BCBS-TX Commercial|Blue Advantage HMO $439.13 ↓ -80%
MD Save Commercial|All Plans $447.14 ↓ -79%
CHC Medicaid|All Other Plans $461.69 ↓ -79%
SUPERIOR Medicaid|STARPLUS $461.69 ↓ -79%
UNITED Medicaid|All Other Plans $461.69 ↓ -79%
SUPERIOR Medicaid|All Other Plans $461.69 ↓ -79%
CHC Medicaid|CHIP $461.69 ↓ -79%
UNITED Medicaid|STARPLUS $461.69 ↓ -79%
TCHP Medicaid|CHIP $464.22 ↓ -79%
TCHP Medicaid|All Other Plans $464.22 ↓ -79%
CIGNA HEALTHSPRING Medicaid|STARPLUS $470.92 ↓ -78%
Wellpoint Medicaid|All Other Plans $478.15 ↓ -78%
BCBS Medicaid|All Plans $484.77 ↓ -78%
Wellpoint Commercial|Exchange $536.57 ↓ -75%
CHC Medicaid|STAR $540.18 ↓ -75%
UNITED Medicaid|STAR $540.18 ↓ -75%
TCHP Medicaid|STAR $543.14 ↓ -75%
Wellpoint Medicaid|STAR $561.71 ↓ -74%
Angelina County Commercial|All Plans $579.84 ↓ -73%
Entrust Commercial|All Plans $942.24 ↓ -57%
Wellpoint Medicaid|STARPLUS $1,030.57 ↓ -53%
Brookshire Brothers Commercial|All Plans $1,087.20 ↓ -50%
BCBS-TX Commercial|Blue Premier $1,202.83 ↓ -45%
BCBS-TX Commercial|HMO $1,263.92 ↓ -42%
BCBS-TX Commercial|PPO $1,523.58 ↓ -30%
Cigna Commercial|All Plans $1,654.00 ↓ -24%
United Commercial|Exchange $3,193.30 ↑ +47%
United Commercial|All Other Plans $5,225.40 ↑ +140%
Humana Commercial|All Plans $6,967.20 ↑ +220%
Aetna Commercial|All Plans $8,854.15 ↑ +307%
PHCS Commercial|All Plans $9,870.20 ↑ +353%
Multiplan Commercial|All Plans $10,160.50 ↑ +367%
Galaxy Commercial|All Plans $13,063.50 ↑ +500%

Visitor-reported prices

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Brain MRI (with and without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $5,941.03 $1,779.42 – $1,779.42
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,149.11 $328.11 – $3,936.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,480.37 $494.01 – $5,220.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,969.34 $328.11 – $4,961.67
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,149.11 $328.11 – $3,936.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,480.37 $332.94 – $5,220.56
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,480.37 $328.11 – $5,220.56
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,969.34 $328.11 – $5,954.00

All Texas hospitals for this procedure →