Annual Physical, Established Patient (age 18-39) at Covenant Hospital Levelland
1900 College Ave, Levelland, TX · Providence · · NPI 1225146400
$96.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$230.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$197.27 with Baylor Scott And White vs $321.87 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Baylor Scott And White | Individual Bsw Premier Exchange | $197.27 | ↑ +104% |
| Bcbs | Ers Hmo | $217.92 | ↑ +126% |
| Bcbs | Hmo | $236.16 | ↑ +144% |
| Baylor Scott And White | Group Bsw Premier/Covenant Preferred All Commercial Plans | $238.63 | ↑ +147% |
| Baylor Scott And White | Group Bsw Plus All Commercial Plans | $245.31 | ↑ +154% |
| Bcbs | Traditional | $274.45 | ↑ +184% |
| Bcbs | Ppo | $321.87 | ↑ +233% |
Visitor-reported prices
Comments
Annual Physical, Established Patient (age 18-39) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph Health Madison Hospital | Madisonville | $19.08 | $13.89 – $109.00 |
| St. Joseph Health College Station Hospital | College Station | $19.08 | $59.95 – $109.00 |
| St. Joseph Health Grimes Hospital | Navasota | $19.08 | $39.53 – $120.99 |
| St. Joseph Health Burleson Hospital | Caldwell | $19.08 | $23.98 – $109.00 |
| Covenant Hospital Plainview | Plainview | $96.60 | $192.39 – $197.27 |
| Adventhealth Rollins Brook | Lampasas | not published | $351.04 – $351.04 |
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | not published | $72.47 – $269.70 |
| HCA HOUSTON MEDICAL CENTER | Houston | not published | $72.47 – $269.70 |