Lower Back (Lumbar Spine) MRI (without contrast) at MEDICAL CITY LAS COLINAS HOSPITAL

6800 N. MacArthur Blvd., Irving, TX · Medicalcityhealthcare · · NPI 1902857766

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$12,092.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,092.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.14 with United vs $12,092.91 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $197.14 ↓ -98%
Cook Childrens Health Plan STAR $197.14 ↓ -98%
Cook Childrens Health Plan CHIP $197.14 ↓ -98%
Amerigroup MGMCD $197.14 ↓ -98%
Amerigroup CHIP $197.14 ↓ -98%
United STARPerinate $197.14 ↓ -98%
United CHIP $197.14 ↓ -98%
United STARPLUS $197.14 ↓ -98%
United STARKids $197.14 ↓ -98%
Cigna Healthspring MGMCD $207.00 ↓ -98%
Aetna Better Health MCD $212.91 ↓ -98%
Aetna Better Health CHIP $212.91 ↓ -98%
Molina STARKIDS $216.85 ↓ -98%
Molina MCDSTAR $216.85 ↓ -98%
Molina STAR+PLUS $216.85 ↓ -98%
Parkland Community Health Plan MCD $216.85 ↓ -98%
Molina CHIP $216.85 ↓ -98%
Humana MGMCD $246.42 ↓ -98%
BCBS MyBlueHealth $293.63 ↓ -98%
BCBS BlueAdvantageHMO $293.63 ↓ -98%
United NarrowNetworkIndivExchange $313.62 ↓ -97%
United SmallGroup $313.62 ↓ -97%
BCBS BluePremier $328.59 ↓ -97%
Imaging Providers of Texas HMOBlue $450.00 ↓ -96%
United AllPayerAppendix $517.79 ↓ -96%
Humana COMM $605.11 ↓ -95%
Aetna QHPHIX $761.00 ↓ -94%
Superior Health Plan MCDSTAR $846.50 ↓ -93%
Superior Health Plan STARHealth $846.50 ↓ -93%
Superior Health Plan STARPLUS $846.50 ↓ -93%
Superior Health Plan STARKids $846.50 ↓ -93%
Superior Health Plan CHIP $846.50 ↓ -93%
BCBS BlueEssentials $906.53 ↓ -93%
BCBS BlueEssentialsAccess $906.53 ↓ -93%
BCBS EPOSOA $950.80 ↓ -92%
BCBS PPO $995.08 ↓ -92%
Aetna NewBusiness $1,045.00 ↓ -91%
Aetna COMM $1,117.00 ↓ -91%
Aetna Meritain $1,117.00 ↓ -91%
Aetna OON $1,314.00 ↓ -89%
Cigna IFP $1,632.54 ↓ -87%
Cigna QHP $1,693.01 ↓ -86%
United OptionsPPO $2,152.54 ↓ -82%
Healthcare Highways CityofPlano $4,087.40 ↓ -66%
Unicare CHIP $4,232.52 ↓ -65%
BCBS Traditional $5,369.25 ↓ -56%
City of McKinney COMM $5,441.81 ↓ -55%
National ChoiceCare WCOMP $6,046.45 ↓ -50%
Aetna ASA $6,372.96 ↓ -47%
Physicians Coop of TX MGMCR $6,651.10 ↓ -45%
PC Texas Partners WCOMP $6,651.10 ↓ -45%
Aetna WCOMP $6,651.10 ↓ -45%
Rockport Health Group WORKERSCOMP $6,651.10 ↓ -45%
Averde Health, Inc PPO $7,013.89 ↓ -42%
Coastal Comp Health Networks WCOMP $8,465.04 ↓ -30%
Mega Life MGMCRPPO $8,465.04 ↓ -30%
HealthSmart Preferred Care PPO $8,585.97 ↓ -29%
Aetna Coventry First Health COMM $8,827.82 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $9,069.68 ↓ -25%
USC Health Services COMM $9,674.33 ↓ -20%
USA Managed Care COMM $9,674.33 ↓ -20%
Galaxy Health Network PPO $10,278.97 ↓ -15%
Unicare MCD $12,092.91 ↑ +0%
National Healthcare Solutions COMM $12,092.91 ↑ +0%
Independent Medical Systems COMM $12,092.91 ↑ +0%

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING Irving $2,190.02 $197.14 – $2,737.52
Adventhealth Rollins Brook Lampasas $4,346.09 $1,085.97 – $1,085.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,190.02 $197.14 – $2,737.52
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,288.05 $314.76 – $3,432.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,065.69 $197.14 – $2,582.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,190.02 $197.14 – $2,737.52
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,288.05 $210.94 – $3,432.08
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,288.05 $197.14 – $3,432.08

All Texas hospitals for this procedure →