Lower Back (Lumbar Spine) MRI (with contrast) at MEDICAL CITY LAS COLINAS HOSPITAL

6800 N. MacArthur Blvd., Irving, TX · Medicalcityhealthcare · · NPI 1902857766

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$13,820.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,820.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$279.00 with United vs $13,820.69 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $279.00 ↓ -98%
Cook Childrens Health Plan STAR $279.00 ↓ -98%
Cook Childrens Health Plan CHIP $279.00 ↓ -98%
Amerigroup MGMCD $279.00 ↓ -98%
Amerigroup CHIP $279.00 ↓ -98%
United STARPerinate $279.00 ↓ -98%
United CHIP $279.00 ↓ -98%
United STARPLUS $279.00 ↓ -98%
United STARKids $279.00 ↓ -98%
Cigna Healthspring MGMCD $292.95 ↓ -98%
Aetna Better Health MCD $301.32 ↓ -98%
Aetna Better Health CHIP $301.32 ↓ -98%
Molina MCDSTAR $306.90 ↓ -98%
Molina STARKIDS $306.90 ↓ -98%
Molina STAR+PLUS $306.90 ↓ -98%
Molina CHIP $306.90 ↓ -98%
Parkland Community Health Plan MCD $306.90 ↓ -98%
Humana MGMCD $348.75 ↓ -97%
Imaging Providers of Texas HMOBlue $450.00 ↓ -97%
BCBS BlueAdvantageHMO $481.13 ↓ -97%
BCBS MyBlueHealth $481.13 ↓ -97%
BCBS BluePremier $538.41 ↓ -96%
United SmallGroup $616.10 ↓ -96%
United NarrowNetworkIndivExchange $616.10 ↓ -96%
Aetna QHPHIX $761.00 ↓ -94%
United AllPayerAppendix $828.27 ↓ -94%
Humana COMM $936.78 ↓ -93%
Superior Health Plan MCDSTAR $967.45 ↓ -93%
Superior Health Plan STARPLUS $967.45 ↓ -93%
Superior Health Plan STARHealth $967.45 ↓ -93%
Superior Health Plan STARKids $967.45 ↓ -93%
Superior Health Plan CHIP $967.45 ↓ -93%
Aetna NewBusiness $1,045.00 ↓ -92%
Aetna Meritain $1,117.00 ↓ -92%
Aetna COMM $1,117.00 ↓ -92%
Aetna OON $1,314.00 ↓ -90%
BCBS BlueEssentials $1,485.40 ↓ -89%
BCBS BlueEssentialsAccess $1,485.40 ↓ -89%
BCBS EPOSOA $1,557.95 ↓ -89%
BCBS PPO $1,630.50 ↓ -88%
Cigna IFP $1,865.79 ↓ -87%
Cigna QHP $1,934.90 ↓ -86%
United OptionsPPO $2,460.08 ↓ -82%
Healthcare Highways CityofPlano $4,671.39 ↓ -66%
Unicare CHIP $4,837.24 ↓ -65%
BCBS Traditional $6,136.39 ↓ -56%
City of McKinney COMM $6,219.31 ↓ -55%
National ChoiceCare WCOMP $6,910.35 ↓ -50%
Aetna ASA $7,283.50 ↓ -47%
Rockport Health Group WORKERSCOMP $7,601.38 ↓ -45%
Aetna WCOMP $7,601.38 ↓ -45%
PC Texas Partners WCOMP $7,601.38 ↓ -45%
Physicians Coop of TX MGMCR $7,601.38 ↓ -45%
Averde Health, Inc PPO $8,016.00 ↓ -42%
Coastal Comp Health Networks WCOMP $9,674.48 ↓ -30%
Mega Life MGMCRPPO $9,674.48 ↓ -30%
HealthSmart Preferred Care PPO $9,812.69 ↓ -29%
Aetna Coventry First Health COMM $10,089.10 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $10,365.52 ↓ -25%
USA Managed Care COMM $11,056.55 ↓ -20%
USC Health Services COMM $11,056.55 ↓ -20%
Galaxy Health Network PPO $11,747.59 ↓ -15%
Unicare MCD $13,820.69 ↑ +0%
National Healthcare Solutions COMM $13,820.69 ↑ +0%
Independent Medical Systems COMM $13,820.69 ↑ +0%

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Lower Back (Lumbar Spine) MRI (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING Irving $2,181.58 $279.00 – $2,726.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,181.58 $279.00 – $2,726.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,446.79 $494.01 – $3,670.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,446.79 $279.00 – $3,058.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,181.58 $279.00 – $2,726.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,446.79 $298.53 – $3,670.19
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,446.79 $279.00 – $3,670.19
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,446.79 $279.00 – $3,670.19

All Texas hospitals for this procedure →