Lower Back (Lumbar Spine) MRI (with and without contrast) at MEDICAL CITY LAS COLINAS HOSPITAL

6800 N. MacArthur Blvd., Irving, TX · Medicalcityhealthcare · · NPI 1902857766

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$16,318.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,318.39

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$329.13 with United vs $16,318.39 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $329.13 ↓ -98%
Cook Childrens Health Plan STAR $329.13 ↓ -98%
Cook Childrens Health Plan CHIP $329.13 ↓ -98%
Amerigroup MGMCD $329.13 ↓ -98%
Amerigroup CHIP $329.13 ↓ -98%
United STARPerinate $329.13 ↓ -98%
United CHIP $329.13 ↓ -98%
United STARPLUS $329.13 ↓ -98%
United STARKids $329.13 ↓ -98%
Cigna Healthspring MGMCD $345.59 ↓ -98%
Aetna Better Health MCD $355.46 ↓ -98%
Aetna Better Health CHIP $355.46 ↓ -98%
Molina MCDSTAR $362.04 ↓ -98%
Molina STARKIDS $362.04 ↓ -98%
Molina STAR+PLUS $362.04 ↓ -98%
Molina CHIP $362.04 ↓ -98%
Parkland Community Health Plan MCD $362.04 ↓ -98%
Humana MGMCD $411.41 ↓ -97%
Imaging Providers of Texas HMOBlue $450.00 ↓ -97%
BCBS BlueAdvantageHMO $481.13 ↓ -97%
BCBS MyBlueHealth $481.13 ↓ -97%
BCBS BluePremier $538.41 ↓ -97%
United SmallGroup $616.10 ↓ -96%
United NarrowNetworkIndivExchange $616.10 ↓ -96%
Aetna QHPHIX $761.00 ↓ -95%
United AllPayerAppendix $828.27 ↓ -95%
Aetna NewBusiness $1,045.00 ↓ -94%
Humana COMM $1,066.39 ↓ -93%
Aetna Meritain $1,117.00 ↓ -93%
Aetna COMM $1,117.00 ↓ -93%
Superior Health Plan STARPLUS $1,142.29 ↓ -93%
Superior Health Plan STARKids $1,142.29 ↓ -93%
Superior Health Plan CHIP $1,142.29 ↓ -93%
Superior Health Plan MCDSTAR $1,142.29 ↓ -93%
Superior Health Plan STARHealth $1,142.29 ↓ -93%
Aetna OON $1,314.00 ↓ -92%
BCBS BlueEssentials $1,485.40 ↓ -91%
BCBS BlueEssentialsAccess $1,485.40 ↓ -91%
BCBS EPOSOA $1,557.95 ↓ -90%
BCBS PPO $1,630.50 ↓ -90%
Cigna IFP $2,202.98 ↓ -87%
Cigna QHP $2,284.57 ↓ -86%
United OptionsPPO $2,904.67 ↓ -82%
Healthcare Highways CityofPlano $5,515.62 ↓ -66%
Unicare CHIP $5,711.44 ↓ -65%
BCBS Traditional $7,245.37 ↓ -56%
City of McKinney COMM $7,343.28 ↓ -55%
National ChoiceCare WCOMP $8,159.19 ↓ -50%
Aetna ASA $8,599.79 ↓ -47%
Rockport Health Group WORKERSCOMP $8,975.11 ↓ -45%
Aetna WCOMP $8,975.11 ↓ -45%
PC Texas Partners WCOMP $8,975.11 ↓ -45%
Physicians Coop of TX MGMCR $8,975.11 ↓ -45%
Averde Health, Inc PPO $9,464.67 ↓ -42%
Coastal Comp Health Networks WCOMP $11,422.87 ↓ -30%
Mega Life MGMCRPPO $11,422.87 ↓ -30%
HealthSmart Preferred Care PPO $11,586.06 ↓ -29%
Aetna Coventry First Health COMM $11,912.42 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $12,238.79 ↓ -25%
USA Managed Care COMM $13,054.71 ↓ -20%
USC Health Services COMM $13,054.71 ↓ -20%
Galaxy Health Network PPO $13,870.63 ↓ -15%
Unicare MCD $16,318.39 ↑ +0%
National Healthcare Solutions COMM $16,318.39 ↑ +0%
Independent Medical Systems COMM $16,318.39 ↑ +0%

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Lower Back (Lumbar Spine) MRI (with and without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING Irving $3,196.33 $329.13 – $3,995.41
Adventhealth Rollins Brook Lampasas $5,565.11 $1,779.42 – $1,779.42
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,196.33 $329.13 – $3,995.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,200.98 $494.01 – $4,801.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,167.94 $329.13 – $3,959.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,196.33 $329.13 – $3,995.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,200.98 $332.94 – $4,801.46
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,200.98 $329.13 – $4,801.46

All Texas hospitals for this procedure →