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Shoulder MRI (without contrast) at BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING

1901 N. MacArthur Blvd., Irving, TX · Baylor Scott & White Health · · NPI 1992700983

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$1,788.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,980.61

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$209.16 with WellPoint (fka Amerigroup) vs $2,699.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellPoint (fka Amerigroup) CHIP/Medicaid $209.16 ↓ -88%
Superior Health Plan Medicaid $209.16 ↓ -88%
United Healthcare Medicaid/CHIP $223.80 ↓ -87%
Baylor Scott & White Health Plan Medicare Advantage $227.71 ↓ -87%
CORVEL Worker's Compensation $232.50 ↓ -87%
Humana Medicare $239.69 ↓ -87%
Aetna Medicare Advantage $239.69 ↓ -87%
TriWest Community Care Network $239.69 ↓ -87%
WellPoint (fka Amerigroup) Medicare $246.88 ↓ -86%
Blue Cross Blue Shield Medicare Advantage $251.67 ↓ -86%
ProCare Advantage Medicare Advantage $251.67 ↓ -86%
HealthSpring Medicare Advantage $251.67 ↓ -86%
American Health Plan Medicare Advantage $251.67 ↓ -86%
Superior Health Plan Medicare $251.67 ↓ -86%
United Healthcare Medicare Advantage $268.45 ↓ -85%
Baylor Scott & White Health Plan BSW Premier - Small Group $287.63 ↓ -84%
Baylor Scott & White Health Plan BSW Premier - Individual $300.81 ↓ -83%
Prime Health Services Worker's Compensation $302.25 ↓ -83%
Sedgwick Preferred Network $358.34 ↓ -80%
Baylor Scott & White Health Plan BSW Plus - Small Group $395.49 ↓ -78%
Superior Ambetter Ambetter Exchange $515.33 ↓ -71%
Mark Cuban Commercial $607.02 ↓ -66%
Blue Cross Blue Shield Blue Advantage $762.04 ↓ -57%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,081.31 ↓ -40%
Employers Health Network BSWQA Direct/EHN Rental $1,400.89 ↓ -22%
Blue Cross Blue Shield City of Dallas $1,451.84 ↓ -19%
Blue Cross Blue Shield Blue Essentials (HMO) $1,531.07 ↓ -14%
Blue Cross Blue Shield BlueChoice (PPO) $1,612.64 ↓ -10%
Employers Health Network EHN Network $1,639.34 ↓ -8%
QuikTrip Employee Benefit Plan $1,639.34 ↓ -8%
Aetna Commercial $1,639.34 ↓ -8%
Imagine Health Commercial $1,718.00 ↓ -4%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,818.14 ↑ +2%
Curative Commercial $1,937.40 ↑ +8%
Cigna Local Plus $1,952.00 ↑ +9%
Humana Commercial PPO $2,086.43 ↑ +17%
HealthSmart Accel Network $2,086.43 ↑ +17%
First Health PPO $2,086.43 ↑ +17%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,138.99 ↑ +20%
University of Mary Hardin-Baylor Commercial $2,149.00 ↑ +20%
HealthSmart Preferred Network $2,235.46 ↑ +25%
Private Health Care System PHCS Network $2,235.46 ↑ +25%
Cigna HMO/PPO $2,297.00 ↑ +28%
United Healthcare Charter $2,429.00 ↑ +36%
United Healthcare Nexus $2,429.00 ↑ +36%
United Healthcare Commercial Broad $2,699.00 ↑ +51%

Visitor-reported prices

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Shoulder MRI (without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,788.37 $209.16 – $2,235.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,311.68 $314.76 – $3,467.52
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,311.68 $209.16 – $2,889.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,788.37 $209.16 – $2,235.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,311.68 $223.80 – $3,467.52
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,311.68 $209.16 – $3,467.52
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,788.37 $209.16 – $2,235.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $1,788.37 $209.16 – $2,235.46

All Texas hospitals for this procedure →