#cf-97variants at BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING
1901 N. MacArthur Blvd., Irving, TX · Baylor Scott & White Health · · NPI 1992700983
$1,220.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,034.63
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.00 with United Healthcare vs $2,872.06 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Charter | $10.00 | ↓ -99% |
| United Healthcare | Nexus | $10.00 | ↓ -99% |
| United Healthcare | Commercial Broad | $11.00 | ↓ -99% |
| Employers Health Network | BSWQA Direct/EHN Rental | $227.07 | ↓ -81% |
| Cigna | Local Plus | $238.18 | ↓ -80% |
| Employers Health Network | EHN Network | $265.72 | ↓ -78% |
| Aetna | Commercial | $265.72 | ↓ -78% |
| QuikTrip | Employee Benefit Plan | $265.72 | ↓ -78% |
| Imagine Health | Commercial | $280.22 | ↓ -77% |
| University of Mary Hardin-Baylor | Commercial | $280.22 | ↓ -77% |
| Cigna | HMO/PPO | $280.22 | ↓ -77% |
| Curative | Commercial | $314.03 | ↓ -74% |
| Humana | Commercial PPO | $338.19 | ↓ -72% |
| HealthSmart | Accel Network | $338.19 | ↓ -72% |
| First Health | PPO | $338.19 | ↓ -72% |
| HealthSmart | Preferred Network | $362.35 | ↓ -70% |
| Private Health Care System | PHCS Network | $362.35 | ↓ -70% |
| Superior Health Plan | Medicaid | $467.54 | ↓ -62% |
| WellPoint (fka Amerigroup) | CHIP/Medicaid | $467.54 | ↓ -62% |
| United Healthcare | Medicaid/CHIP | $500.27 | ↓ -59% |
| Baylor Scott & White Health Plan | Medicare Advantage | $528.77 | ↓ -57% |
| CORVEL | Worker's Compensation | $539.90 | ↓ -56% |
| Humana | Medicare | $556.60 | ↓ -54% |
| Aetna | Medicare Advantage | $556.60 | ↓ -54% |
| TriWest | Community Care Network | $556.60 | ↓ -54% |
| WellPoint (fka Amerigroup) | Medicare | $573.30 | ↓ -53% |
| Blue Cross Blue Shield | Medicare Advantage | $584.43 | ↓ -52% |
| ProCare Advantage | Medicare Advantage | $584.43 | ↓ -52% |
| HealthSpring | Medicare Advantage | $584.43 | ↓ -52% |
| Superior Health Plan | Medicare | $584.43 | ↓ -52% |
| American Health Plan | Medicare Advantage | $584.43 | ↓ -52% |
| United Healthcare | Medicare Advantage | $623.39 | ↓ -49% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $667.92 | ↓ -45% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $698.53 | ↓ -43% |
| Prime Health Services | Worker's Compensation | $701.87 | ↓ -43% |
| Sedgwick | Preferred Network | $832.12 | ↓ -32% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $852.21 | ↓ -30% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $918.39 | ↓ -25% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $1,002.60 | ↓ -18% |
| Superior Ambetter | Ambetter Exchange | $1,196.69 | ↓ -2% |
| Mark Cuban | Commercial | $1,335.84 | ↑ +9% |
| Blue Cross Blue Shield | Blue Advantage | $1,358.10 | ↑ +11% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $1,925.84 | ↑ +58% |
| Blue Cross Blue Shield | City of Dallas | $2,582.62 | ↑ +112% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $2,727.34 | ↑ +123% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $2,872.06 | ↑ +135% |
Visitor-reported prices
Comments
#cf-97variants at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,220.78 | $10.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $855.82 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $687.08 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,220.78 | $10.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $855.82 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $855.82 | $8.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $687.08 | $12.00 – $1,335.84 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,220.78 | $10.00 – $1,335.84 |