X-ray exam of arm infant at HCA HOUSTON MEDICAL CENTER

1313 Hermann Dr, Houston, TX · HCA Houston Healthcare · · NPI 1073043592

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.12 with Cigna vs $1,012.32 with Coventry National First Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna CSN $87.12
Cigna OpenAccessPlus $94.29
Community Health Choice MCD CHIP $106.88
Community Health Choice MCD STAR+PLUS $106.88
Community Health Choice MCD CHIPPerinatal $106.88
Community Health Choice MCD STAR $106.88
United MGMCD $109.02
Cigna PPO $112.08
Superior Health Plan CHIP $113.96
Superior Health Plan STARKids $113.96
Superior Health Plan STAR $113.96
Superior Health Plan CHPFC $113.96
Superior Health Plan STARPLUS $113.96
Molina Healthcare CHIP $115.23
Molina Healthcare STAR $115.23
Molina Healthcare STARKIDS $115.23
Molina Healthcare STARPLUS $115.23
Aetna Better Health MGMCD $115.43
Humana MCD $130.94
Aetna QHPExchange $143.16
Aetna NBPOS $190.27
Aetna NBHMO $190.27
Aetna NBPPO $190.27
BCBS MyBlueHealth $197.26
Aetna COMMHMO $202.40
Aetna COMMPPO $202.40
Aetna COMMPOS $202.40
United NarrowNetworkIndivExchange $207.04
Aetna OONPPO $237.99
Aetna OONPOS $237.99
Aetna OONHMO $237.99
United SmallGroup $245.18
United AllPayerAppendix $245.18
BCBS BAV $249.94
Aetna ASAHMO $257.20
Aetna ASAPPO $257.20
Aetna ASAPOS $257.20
United OptionsPPO $319.08
Humana HMO $334.70
Humana PPO $334.70
BCBS HMO $381.07
BCBS EPOSOA $407.97
BCBS PPO $433.75
Healthcare Highways NarrowNetwork $484.32
Evry Health BroadNetwork $518.51
BCBS Traditional $664.75
Christus (USFHP) TRICARE $759.72
Curative Administrators COMM $759.72
United GlobalAppendix $854.68
Coventry National First Health COMM $1,012.32

Visitor-reported prices

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X-ray exam of arm infant at other Texas hospitals

Hospital City Cash price Negotiated range
Baylor St Luke's Medical Center Houston $110.60 $34.76 – $316.00
St. Luke's Health - The Vintage Hospital Houston $110.60 $25.28 – $316.00
HCA HOUSTON WEST HOUSTON not published $87.12 – $197.26
HCA HOUSTON TOMBALL HOUSTON not published $87.12 – $197.26
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $113.43 $68.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $248.44 $51.14 – $372.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $253.40 $99.77 – $316.75
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $113.43 $88.85 – $272.35

All Texas hospitals for this procedure →