So gsap cll fr mcrstl ins at HCA HOUSTON MEDICAL CENTER

1313 Hermann Dr, Houston, TX · HCA Houston Healthcare · · NPI 1073043592

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$512.28 with United vs $9,503.79 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United MGMCD $512.28
Aetna Better Health MGMCD $542.42
Molina Healthcare STARKIDS $552.46
Molina Healthcare STARPLUS $552.46
Molina Healthcare STAR $552.46
Molina Healthcare CHIP $552.46
Humana MCD $627.80
BCBS MyBlueHealth $1,207.78
BCBS BAV $1,333.34
BCBS HMO $1,668.17
BCBS EPOSOA $1,787.75
BCBS PPO $1,907.33
Oscar MGMCR $3,222.74
Devoted Health MGMCR $3,288.51
Humana MedicareAdvantageHMO $3,288.51
Humana MedicareAdvantagePPOPFFS $3,288.51
United AllPayerAppendix $3,288.51
United NarrowNetworkIndivExchange $3,288.51
United SmallGroup $3,288.51
Cigna HealthSpring MCRHMO $3,288.51
Cigna HealthSpring MCRPPO $3,288.51
Cigna HealthSpring MCRSNP $3,288.51
Cigna HealthSpring PFFS $3,288.51
Cigna HealthSpring MMP $3,288.51
BCBS MCRPPO $3,288.51
BCBS MedicareAdvantageHMO $3,288.51
TriWest Healthcare Alliance FED $3,288.51
WellMed MGMCR $3,304.95
Van Lang IPA MCR $3,321.40
United MCR $3,354.28
WellCare POS $3,387.17
Integranet Amerigroup IPA MCR $3,387.17
WellCare SNP $3,387.17
WellCare PPO $3,387.17
WellCare PFFS $3,387.17
WellCare MCRHMO $3,387.17
ProCare Advantage MGMCR $3,452.94
Shared Health MGMCR $3,452.94
Superior Health Plan MCRSNP $3,452.94
Superior Health Plan MCRPPO $3,452.94
Superior Health Plan PFFS $3,452.94
Superior Health Plan MCRPOS $3,452.94
Superior Health Plan MCRHMO $3,452.94
Superior Health Plan DualEligible $3,452.94
American Health Plan MGMCR $3,452.94
Provider Partners Health Plan of Texas PFFS $3,485.82
Provider Partners Health Plan of Texas PPO $3,485.82
Provider Partners Health Plan of Texas SNP $3,485.82
Provider Partners Health Plan of Texas POS $3,485.82
Provider Partners Health Plan of Texas MCRHMO $3,485.82
Molina MGMCR $3,584.48
Verda Health Plan MCR $4,275.06
Community Health Choice HIX $4,768.34
Superior ValueHMO $4,768.34
Superior EPO $5,097.19
Superior HMO $5,097.19
Molina Healthcare HIX $7,070.30
Oscar HIX $9,503.79
Curative Administrators COMM not published by hospital

Visitor-reported prices

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So gsap cll fr mcrstl ins at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON WEST HOUSTON not published $492.20 – $6,905.87
HCA HOUSTON TOMBALL HOUSTON not published $502.24 – $4,768.34
Adventhealth Rollins Brook Lampasas not published $2,301.95 – $2,959.66
Texas Health Presbyterian Hospital Allen Allen not published $502.24 – $542.42
CHRISTUS Children's Hospital San Antonio not published $597.91 – $627.81
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $492.20 – $6,905.87
Covenant Children's Hospital Lubbock not published $2,606.89 – $2,606.89
HCA HOUSTON CONROE CONROE not published $492.20 – $6,905.87

All Texas hospitals for this procedure →