Lower Back (Lumbar Spine) MRI (with contrast) at HCA HOUSTON MEDICAL CENTER

1313 Hermann Dr, Houston, TX · HCA Houston Healthcare · · NPI 1073043592

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,914.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,914.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$174.84 with Superior Health Plan vs $4,086.46 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STAR $174.84 ↓ -94%
Superior Health Plan STARPLUS $174.84 ↓ -94%
Superior Health Plan STARKids $174.84 ↓ -94%
Superior Health Plan CHIP $174.84 ↓ -94%
Superior Health Plan CHPFC $174.84 ↓ -94%
Community Health Choice MCD CHIP $282.68 ↓ -90%
Community Health Choice MCD STAR+PLUS $282.68 ↓ -90%
Community Health Choice MCD STAR $282.68 ↓ -90%
Community Health Choice MCD CHIPPerinatal $282.68 ↓ -90%
United MGMCD $288.33 ↓ -90%
Aetna Better Health MGMCD $305.29 ↓ -90%
Molina Healthcare STAR $306.90 ↓ -89%
Molina Healthcare STARPLUS $306.90 ↓ -89%
Molina Healthcare STARKIDS $306.90 ↓ -89%
Molina Healthcare CHIP $306.90 ↓ -89%
Humana MCD $348.75 ↓ -88%
United OptionsPPO $489.55 ↓ -83%
United NarrowNetworkIndivExchange $699.43 ↓ -76%
BCBS MyBlueHealth $820.98 ↓ -72%
United AllPayerAppendix $828.27 ↓ -72%
United SmallGroup $828.27 ↓ -72%
BCBS BAV $946.99 ↓ -68%
BCBS Traditional $1,019.90 ↓ -65%
Christus (USFHP) TRICARE $1,165.60 ↓ -60%
Aetna QHPExchange $1,210.00 ↓ -58%
Aetna ASAPPO $1,301.00 ↓ -55%
United GlobalAppendix $1,311.30 ↓ -55%
BCBS HMO $1,439.57 ↓ -51%
BCBS EPOSOA $1,535.04 ↓ -47%
Coventry National First Health COMM $1,553.16 ↓ -47%
Aetna NBHMO $1,605.00 ↓ -45%
Aetna NBPPO $1,605.00 ↓ -45%
Aetna NBPOS $1,605.00 ↓ -45%
BCBS PPO $1,626.68 ↓ -44%
Aetna COMMHMO $1,706.00 ↓ -41%
Aetna COMMPPO $1,706.00 ↓ -41%
Aetna COMMPOS $1,706.00 ↓ -41%
Aetna OONPOS $2,007.00 ↓ -31%
Aetna OONPPO $2,007.00 ↓ -31%
Aetna OONHMO $2,007.00 ↓ -31%
Cigna CSN $2,127.00 ↓ -27%
Aetna ASAPOS $2,168.00 ↓ -26%
Aetna ASAHMO $2,168.00 ↓ -26%
Cigna OpenAccessPlus $2,304.00 ↓ -21%
Cigna PPO $2,739.00 ↓ -6%
Humana HMO $4,086.46 ↑ +40%
Humana PPO $4,086.46 ↑ +40%

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
Baylor St Luke's Medical Center Houston $5,010.95 $279.00 – $14,317.00
St. Luke's Health - The Vintage Hospital Houston $5,010.95 $279.00 – $14,317.00
HCA HOUSTON TOMBALL HOUSTON $11,967.09 $279.00 – $820.98
HCA HOUSTON WEST HOUSTON not published $273.42 – $763.70
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,181.58 $279.00 – $2,726.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,446.79 $494.01 – $3,670.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,446.79 $279.00 – $3,058.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,181.58 $279.00 – $2,726.97

All Texas hospitals for this procedure →