Surgical pathology level 5 gross & microscopic examination at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$534.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,528.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$138.52 with BCBS - TX vs $1,528.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TX Commercial|Transplant $138.52 ↓ -74%
Renaissance Commercial|All Plans $259.42 ↓ -51%
United Commercial|Charter $323.15 ↓ -40%
United Commercial|PPO $323.15 ↓ -40%
United Commercial|Exchange $323.15 ↓ -40%
United Commercial|HMO $323.15 ↓ -40%
BCBS - TX Commercial|MyBlue Health Exchange $340.09 ↓ -36%
AETNA Medicare|TRANSPLANT $360.30 ↓ -33%
BCBS Medicare|All Plans $360.30 ↓ -33%
KELSEY Medicare|All Plans $360.30 ↓ -33%
CIGNA HEALTHSPRING Medicare|HMO $360.30 ↓ -33%
Humana Medicare|All Other Plans $360.30 ↓ -33%
Humana Medicare|TRANSPLANT $360.30 ↓ -33%
CIGNA HEALTHSPRING Medicare|PPO $363.90 ↓ -32%
AETNA Medicare|All Other Plans $367.51 ↓ -31%
UHC-SecureHorizons Medicare|All Plans $367.51 ↓ -31%
Amerivantage Medicare|All Plans $371.11 ↓ -31%
SELECTCARE Medicare|All Plans $378.31 ↓ -29%
DEVOTED Medicare|All Plans $385.52 ↓ -28%
SCANHealth Medicare|All Plans $385.52 ↓ -28%
BCBS - TX Commercial|Blue Advantage Exchange $393.94 ↓ -26%
OPTUM Medicare|All Plans $412.56 ↓ -23%
KINDRED Medicare|All Plans $432.36 ↓ -19%
KelseyCare Commercial|Exchange $486.40 ↓ -9%
Bright Health Commercial|All Plans $487.05 ↓ -9%
Cigna Commercial|Surefit $496.92 ↓ -7%
Employer Direct Commercial|PPO $504.42 ↓ -6%
Community Health Choice Commercial|Exchange $540.45 ↑ +1%
Harris Health Commercial|ERS $540.45 ↑ +1%
Superior Health Plan Commercial|All Plans $540.45 ↑ +1%
Wellpoint Commercial|Exchange $540.45 ↑ +1%
Community Health Choice Commercial|All Other Plans $540.45 ↑ +1%
Cigna Commercial|HMO $548.33 ↑ +3%
OPTUM Medicaid|STAR $552.84 ↑ +3%
Aetna Commercial|Exchange $554.86 ↑ +4%
TCHPCHIP Medicaid|HMO $626.48 ↑ +17%
TCH Commercial|Transplant $687.60 ↑ +29%
United Commercial|Optum $718.16 ↑ +34%
Cigna Commercial|PPO $749.67 ↑ +40%
Shell Commercial|All Plans $764.00 ↑ +43%
BCBS - TX Commercial|Premier $819.05 ↑ +53%
CHC Medicaid|CHIP $840.40 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $840.40 ↑ +57%
CHC Medicaid|HMO $840.40 ↑ +57%
Cigna Lifesource Commercial|Transplant $916.80 ↑ +71%
Aetna Commercial|KelseyCare $932.08 ↑ +74%
First Health Commercial|All Plans $993.20 ↑ +86%
Coventry Commercial|PPO $993.20 ↑ +86%
Humana Commercial|Transplant $993.20 ↑ +86%
Healthsmart Commercial|PPO $1,069.60 ↑ +100%
Aetna Commercial|HMO $1,069.60 ↑ +100%
Interlink Commercial|Transplant $1,069.60 ↑ +100%
Cigna Commercial|Transplant $1,069.60 ↑ +100%
BCBS - TX Commercial|PPO Trad $1,088.29 ↑ +103%
BCBS - TX Commercial|HMO $1,130.81 ↑ +111%
MultiPlan Commercial|All Plans $1,146.00 ↑ +114%
NX Health Commercial|PPO $1,170.97 ↑ +119%
OPTUM Medicaid|STARPLUS $1,262.44 ↑ +136%
USA Health Network Commercial|All Plans $1,298.80 ↑ +143%
MHealth Network Commercial|PPO $1,528.00 ↑ +186%

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON WEST HOUSTON $1,836.00 $291.26 – $1,847.62
St. Luke's Health - The Vintage Hospital Houston $534.80 $323.15 – $1,528.00
HCA HOUSTON MEDICAL CENTER Houston not published $291.26 – $1,847.62
HCA HOUSTON TOMBALL HOUSTON not published $291.26 – $1,847.62
Adventhealth Rollins Brook Lampasas $1,114.69 $1,091.13 – $1,091.13
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $476.75 $35.00 – $890.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $519.16 $36.00 – $890.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $491.47 $36.00 – $890.45

All Texas hospitals for this procedure →