Surgical pathology level 3 gross & microscopic examination at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$322.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$922.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.53 with Renaissance vs $922.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Renaissance Commercial|All Plans $38.53 ↓ -88%
Humana Medicare|All Other Plans $53.52 ↓ -83%
CIGNA HEALTHSPRING Medicare|HMO $53.52 ↓ -83%
AETNA Medicare|TRANSPLANT $53.52 ↓ -83%
BCBS Medicare|All Plans $53.52 ↓ -83%
KELSEY Medicare|All Plans $53.52 ↓ -83%
Humana Medicare|TRANSPLANT $53.52 ↓ -83%
CIGNA HEALTHSPRING Medicare|PPO $54.06 ↓ -83%
AETNA Medicare|All Other Plans $54.59 ↓ -83%
UHC-SecureHorizons Medicare|All Plans $54.59 ↓ -83%
Amerivantage Medicare|All Plans $55.13 ↓ -83%
SELECTCARE Medicare|All Plans $56.20 ↓ -83%
SCANHealth Medicare|All Plans $57.27 ↓ -82%
DEVOTED Medicare|All Plans $57.27 ↓ -82%
BCBS - TX Commercial|MyBlue Health Exchange $59.36 ↓ -82%
KINDRED Medicare|All Plans $64.22 ↓ -80%
United Commercial|HMO $67.05 ↓ -79%
United Commercial|Exchange $67.05 ↓ -79%
United Commercial|Charter $67.05 ↓ -79%
United Commercial|PPO $67.05 ↓ -79%
BCBS - TX Commercial|Blue Advantage Exchange $68.76 ↓ -79%
KelseyCare Commercial|Exchange $72.25 ↓ -78%
Cigna Commercial|Surefit $73.43 ↓ -77%
Employer Direct Commercial|PPO $74.93 ↓ -77%
Community Health Choice Commercial|Exchange $80.28 ↓ -75%
Superior Health Plan Commercial|All Plans $80.28 ↓ -75%
Wellpoint Commercial|Exchange $80.28 ↓ -75%
Harris Health Commercial|ERS $80.28 ↓ -75%
Community Health Choice Commercial|All Other Plans $80.28 ↓ -75%
Cigna Commercial|HMO $81.02 ↓ -75%
Aetna Commercial|Exchange $82.42 ↓ -74%
Bright Health Commercial|All Plans $83.09 ↓ -74%
BCBS - TX Commercial|Transplant $88.10 ↓ -73%
Cigna Commercial|PPO $110.77 ↓ -66%
BCBS - TX Commercial|Premier $142.97 ↓ -56%
NX Health Commercial|PPO $173.94 ↓ -46%
BCBS - TX Commercial|PPO Trad $189.96 ↓ -41%
BCBS - TX Commercial|HMO $197.39 ↓ -39%
OPTUM Medicare|All Plans $248.94 ↓ -23%
OPTUM Medicaid|STAR $333.58 ↑ +3%
TCHPCHIP Medicaid|HMO $378.02 ↑ +17%
TCH Commercial|Transplant $414.90 ↑ +29%
United Commercial|Optum $433.34 ↑ +34%
Shell Commercial|All Plans $461.00 ↑ +43%
CHC Medicaid|HMO $507.10 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $507.10 ↑ +57%
CHC Medicaid|CHIP $507.10 ↑ +57%
Cigna Lifesource Commercial|Transplant $553.20 ↑ +71%
Aetna Commercial|KelseyCare $562.42 ↑ +74%
Humana Commercial|Transplant $599.30 ↑ +86%
First Health Commercial|All Plans $599.30 ↑ +86%
Coventry Commercial|PPO $599.30 ↑ +86%
Aetna Commercial|HMO $645.40 ↑ +100%
Healthsmart Commercial|PPO $645.40 ↑ +100%
Interlink Commercial|Transplant $645.40 ↑ +100%
Cigna Commercial|Transplant $645.40 ↑ +100%
MultiPlan Commercial|All Plans $691.50 ↑ +114%
OPTUM Medicaid|STARPLUS $761.76 ↑ +136%
USA Health Network Commercial|All Plans $783.70 ↑ +143%
MHealth Network Commercial|PPO $922.00 ↑ +186%

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON WEST HOUSTON $1,167.00 $49.76 – $299.06
St. Luke's Health - The Vintage Hospital Houston $322.70 $67.05 – $922.00
HCA HOUSTON MEDICAL CENTER Houston not published $49.76 – $299.06
HCA HOUSTON TOMBALL HOUSTON not published $49.76 – $299.06
Adventhealth Rollins Brook Lampasas $659.75 $190.46 – $190.46
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $239.50 $35.00 – $299.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $266.74 $36.00 – $400.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $217.32 $36.00 – $271.65

All Texas hospitals for this procedure →