St analysis behavior qualitative voice/resonance at Baylor St Luke's Medical Center
1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847
$372.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,063.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.00 with Cigna vs $1,063.00 with MHealth Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|Surefit | $100.00 | ↓ -73% |
| Cigna | Commercial|PPO | $100.00 | ↓ -73% |
| Cigna | Commercial|HMO | $100.00 | ↓ -73% |
| BCBS - TX | Commercial|Blue Advantage Exchange | $106.74 | ↓ -71% |
| BCBS - TX | Commercial|MyBlue Health Exchange | $108.55 | ↓ -71% |
| BCBS - TX | Commercial|PPO Trad | $182.73 | ↓ -51% |
| BCBS - TX | Commercial|Premier | $194.49 | ↓ -48% |
| BCBS - TX | Commercial|HMO | $280.43 | ↓ -25% |
| OPTUM | Medicare|All Plans | $287.01 | ↓ -23% |
| OPTUM | Medicaid|STAR | $384.60 | ↑ +3% |
| United | Commercial|Exchange | $415.00 | ↑ +12% |
| TCHPCHIP | Medicaid|HMO | $435.83 | ↑ +17% |
| TCH | Commercial|Transplant | $478.35 | ↑ +29% |
| United | Commercial|Optum | $499.61 | ↑ +34% |
| Shell | Commercial|All Plans | $531.50 | ↑ +43% |
| United | Commercial|Charter | $560.00 | ↑ +51% |
| CHC | Medicaid|HMO | $584.65 | ↑ +57% |
| TEXASTRUECHOICE | Medicaid|CHIP | $584.65 | ↑ +57% |
| CHC | Medicaid|CHIP | $584.65 | ↑ +57% |
| United | Commercial|HMO | $620.00 | ↑ +67% |
| United | Commercial|PPO | $620.00 | ↑ +67% |
| Cigna Lifesource | Commercial|Transplant | $637.80 | ↑ +71% |
| Coventry | Commercial|PPO | $690.95 | ↑ +86% |
| Humana | Commercial|Transplant | $690.95 | ↑ +86% |
| First Health | Commercial|All Plans | $690.95 | ↑ +86% |
| Healthsmart | Commercial|PPO | $744.10 | ↑ +100% |
| Interlink | Commercial|Transplant | $744.10 | ↑ +100% |
| Cigna | Commercial|Transplant | $744.10 | ↑ +100% |
| Aetna | Commercial|HMO | $744.10 | ↑ +100% |
| MultiPlan | Commercial|All Plans | $797.25 | ↑ +114% |
| OPTUM | Medicaid|STARPLUS | $878.26 | ↑ +136% |
| USA Health Network | Commercial|All Plans | $903.55 | ↑ +143% |
| MHealth Network | Commercial|PPO | $1,063.00 | ↑ +186% |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HOUSTON WEST | HOUSTON | $1,935.00 | $107.93 – $236.78 |
| St. Luke's Health - The Vintage Hospital | Houston | $372.05 | $100.00 – $1,063.00 |
| HCA HOUSTON TOMBALL | HOUSTON | $1,180.49 | $107.93 – $236.78 |
| HCA HOUSTON MEDICAL CENTER | Houston | not published | $107.93 – $347.91 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $382.60 | $108.00 – $542.02 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $376.38 | $77.47 – $564.57 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $401.71 | $80.34 – $502.14 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $382.60 | $102.03 – $542.02 |