Ercp biliary & pancreas at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$494.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,412.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.79 with BCBS - TX vs $1,412.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TX Commercial|MyBlue Health Exchange $55.79 ↓ -89%
BCBS - TX Commercial|Blue Advantage Exchange $59.97 ↓ -88%
Cigna Commercial|PPO $100.00 ↓ -80%
Cigna Commercial|Surefit $100.00 ↓ -80%
Cigna Commercial|HMO $100.00 ↓ -80%
BCBS - TX Commercial|Transplant $117.72 ↓ -76%
BCBS - TX Commercial|Premier $124.59 ↓ -75%
BCBS - TX Commercial|HMO $146.91 ↓ -70%
BCBS - TX Commercial|PPO Trad $162.72 ↓ -67%
OPTUM Medicare|All Plans $381.24 ↓ -23%
OPTUM Medicaid|STAR $510.87 ↑ +3%
TCHPCHIP Medicaid|HMO $578.92 ↑ +17%
United Commercial|Exchange $582.00 ↑ +18%
TCH Commercial|Transplant $635.40 ↑ +29%
United Commercial|Optum $663.64 ↑ +34%
Shell Commercial|All Plans $706.00 ↑ +43%
CHC Medicaid|HMO $776.60 ↑ +57%
CHC Medicaid|CHIP $776.60 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $776.60 ↑ +57%
United Commercial|Charter $782.00 ↑ +58%
Cigna Lifesource Commercial|Transplant $847.20 ↑ +71%
Aetna Commercial|KelseyCare $861.32 ↑ +74%
United Commercial|HMO $869.00 ↑ +76%
United Commercial|PPO $869.00 ↑ +76%
First Health Commercial|All Plans $917.80 ↑ +86%
Humana Commercial|Transplant $917.80 ↑ +86%
Coventry Commercial|PPO $917.80 ↑ +86%
Cigna Commercial|Transplant $988.40 ↑ +100%
Aetna Commercial|HMO $988.40 ↑ +100%
Healthsmart Commercial|PPO $988.40 ↑ +100%
Interlink Commercial|Transplant $988.40 ↑ +100%
MultiPlan Commercial|All Plans $1,059.00 ↑ +114%
OPTUM Medicaid|STARPLUS $1,166.60 ↑ +136%
USA Health Network Commercial|All Plans $1,200.20 ↑ +143%
MHealth Network Commercial|PPO $1,412.00 ↑ +186%

Visitor-reported prices

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Ercp biliary & pancreas at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - The Vintage Hospital Houston $494.20 $65.55 – $1,412.00
HCA HOUSTON TOMBALL HOUSTON $5,321.75 $81.82 – $2,542.33
HCA HOUSTON MEDICAL CENTER Houston not published $81.82 – $2,542.33
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $967.04 $92.98 – $1,369.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,167.85 $156.21 – $1,751.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,106.24 $156.21 – $1,382.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $967.04 $106.46 – $1,369.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,167.85 $190.14 – $1,751.78

All Texas hospitals for this procedure →