Card MRI veloc flow mapping at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,075.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,073.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.17 with BCBS - TX vs $3,073.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TX Commercial|MyBlue Health Exchange $50.17 ↓ -95%
BCBS - TX Commercial|Blue Advantage Exchange $53.93 ↓ -95%
BCBS - TX Commercial|Premier $112.05 ↓ -90%
BCBS - TX Commercial|HMO $132.12 ↓ -88%
BCBS - TX Commercial|PPO Trad $146.34 ↓ -86%
BCBS - TX Commercial|Transplant $181.68 ↓ -83%
OPTUM Medicare|All Plans $829.71 ↓ -23%
Cigna Commercial|Surefit $1,015.00 ↓ -6%
Aetna Commercial|Transplant $1,023.00 ↓ -5%
Humana Commercial|HMO $1,050.00 ↓ -2%
Humana Commercial|PPO $1,050.00 ↓ -2%
Healthsmart Commercial|AP3 $1,100.00 ↑ +2%
OPTUM Medicaid|STAR $1,111.82 ↑ +3%
Cigna Commercial|HMO $1,119.00 ↑ +4%
TCHPCHIP Medicaid|HMO $1,259.93 ↑ +17%
Aetna Commercial|PPO $1,320.00 ↑ +23%
TCH Commercial|Transplant $1,382.85 ↑ +29%
KelseyCare Commercial|All Other Plans $1,398.60 ↑ +30%
United Commercial|Optum $1,444.31 ↑ +34%
United Commercial|Exchange $1,501.00 ↑ +40%
Shell Commercial|All Plans $1,536.50 ↑ +43%
CHC Medicaid|HMO $1,690.15 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $1,690.15 ↑ +57%
CHC Medicaid|CHIP $1,690.15 ↑ +57%
Cigna Lifesource Commercial|Transplant $1,843.80 ↑ +71%
Aetna Commercial|KelseyCare $1,874.53 ↑ +74%
First Health Commercial|All Plans $1,997.45 ↑ +86%
Humana Commercial|Transplant $1,997.45 ↑ +86%
Coventry Commercial|PPO $1,997.45 ↑ +86%
United Commercial|Charter $2,021.00 ↑ +88%
Aetna Commercial|HMO $2,151.10 ↑ +100%
Cigna Commercial|Transplant $2,151.10 ↑ +100%
Healthsmart Commercial|PPO $2,151.10 ↑ +100%
Interlink Commercial|Transplant $2,151.10 ↑ +100%
United Commercial|HMO $2,247.00 ↑ +109%
United Commercial|PPO $2,247.00 ↑ +109%
MultiPlan Commercial|All Plans $2,304.75 ↑ +114%
OPTUM Medicaid|STARPLUS $2,538.92 ↑ +136%
USA Health Network Commercial|All Plans $2,612.05 ↑ +143%
Cigna Commercial|PPO $2,812.00 ↑ +161%
MHealth Network Commercial|PPO $3,073.00 ↑ +186%

Visitor-reported prices

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Card MRI veloc flow mapping at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - The Vintage Hospital Houston $1,075.55 $58.95 – $3,073.00
HCA HOUSTON MEDICAL CENTER Houston not published $73.59 – $745.57
HCA HOUSTON WEST HOUSTON not published $73.59 – $745.57
HCA HOUSTON TOMBALL HOUSTON not published $73.59 – $745.57
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $715.68 $83.62 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $514.91 $105.99 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $490.39 $98.08 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $715.68 $95.74 – $2,149.00

All Texas hospitals for this procedure →