Cad breast MRI w/r&i at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$78.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$225.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.49 with BCBS - TX vs $2,247.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TX Commercial|MyBlue Health Exchange $22.49 ↓ -71%
BCBS - TX Commercial|Blue Advantage Exchange $24.17 ↓ -69%
BCBS - TX Commercial|Premier $50.22 ↓ -36%
BCBS - TX Commercial|HMO $59.22 ↓ -25%
OPTUM Medicare|All Plans $60.75 ↓ -23%
BCBS - TX Commercial|PPO Trad $65.59 ↓ -17%
OPTUM Medicaid|STAR $81.41 ↑ +3%
TCHPCHIP Medicaid|HMO $92.25 ↑ +17%
Cigna Commercial|PPO $100.00 ↑ +27%
Cigna Commercial|Surefit $100.00 ↑ +27%
Cigna Commercial|HMO $100.00 ↑ +27%
TCH Commercial|Transplant $101.25 ↑ +29%
United Commercial|Optum $105.75 ↑ +34%
Shell Commercial|All Plans $112.50 ↑ +43%
CHC Medicaid|HMO $123.75 ↑ +57%
CHC Medicaid|CHIP $123.75 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $123.75 ↑ +57%
Cigna Lifesource Commercial|Transplant $135.00 ↑ +71%
Humana Commercial|Transplant $146.25 ↑ +86%
First Health Commercial|All Plans $146.25 ↑ +86%
Coventry Commercial|PPO $146.25 ↑ +86%
Cigna Commercial|Transplant $157.50 ↑ +100%
Interlink Commercial|Transplant $157.50 ↑ +100%
Healthsmart Commercial|PPO $157.50 ↑ +100%
MultiPlan Commercial|All Plans $168.75 ↑ +114%
OPTUM Medicaid|STARPLUS $185.90 ↑ +136%
USA Health Network Commercial|All Plans $191.25 ↑ +143%
MHealth Network Commercial|PPO $225.00 ↑ +186%
Aetna Commercial|KelseyCare $950.00 ↑ +1106%
Aetna Commercial|Transplant $1,023.00 ↑ +1199%
Humana Commercial|HMO $1,050.00 ↑ +1233%
Humana Commercial|PPO $1,050.00 ↑ +1233%
Healthsmart Commercial|AP3 $1,100.00 ↑ +1297%
Aetna Commercial|HMO $1,143.00 ↑ +1351%
Aetna Commercial|PPO $1,320.00 ↑ +1576%
KelseyCare Commercial|All Other Plans $1,398.60 ↑ +1676%
United Commercial|Exchange $1,501.00 ↑ +1806%
United Commercial|Charter $2,021.00 ↑ +2466%
United Commercial|PPO $2,247.00 ↑ +2753%
United Commercial|HMO $2,247.00 ↑ +2753%

Visitor-reported prices

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Cad breast MRI w/r&i at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - The Vintage Hospital Houston $78.75 $26.42 – $1,398.60
HCA HOUSTON MEDICAL CENTER Houston not published $32.98 – $32.98
HCA HOUSTON WEST HOUSTON not published $32.98 – $32.98
St. Luke's Health - Springwoods Village Hospital Spring $78.75 $26.42 – $1,398.60
St. Luke's Health - Sugar Land Hospital Sugar Land $78.75 $26.42 – $1,398.60
St. Luke's Health - Lakeside Hospital The Woodlands $78.75 $26.42 – $1,398.60
Texas Health Hospital Mansfield Mansfield $256.70 $43.14 – $43.14
Ascension Seton Medical Center Austin (Ascension Seton) Austin $756.00 $18.74 – $75.90

All Texas hospitals for this procedure →