Bld prd mix at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$92.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$264.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.13 with BCBS - TX vs $557.83 with NX Health — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TX Commercial|Transplant $64.13 ↓ -31%
OPTUM Medicare|All Plans $71.28 ↓ -23%
Cigna Commercial|Surefit $78.49 ↓ -15%
Cigna Commercial|HMO $86.60 ↓ -6%
OPTUM Medicaid|STAR $95.52 ↑ +3%
TCHPCHIP Medicaid|HMO $108.24 ↑ +17%
Cigna Commercial|PPO $118.40 ↑ +28%
TCH Commercial|Transplant $118.80 ↑ +29%
Renaissance Commercial|All Plans $123.58 ↑ +34%
United Commercial|Optum $124.08 ↑ +34%
Shell Commercial|All Plans $132.00 ↑ +43%
CHC Medicaid|HMO $145.20 ↑ +57%
CHC Medicaid|CHIP $145.20 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $145.20 ↑ +57%
Cigna Lifesource Commercial|Transplant $158.40 ↑ +71%
Humana Commercial|Transplant $171.60 ↑ +86%
Coventry Commercial|PPO $171.60 ↑ +86%
First Health Commercial|All Plans $171.60 ↑ +86%
CIGNA HEALTHSPRING Medicare|HMO $171.64 ↑ +86%
Humana Medicare|All Other Plans $171.64 ↑ +86%
Humana Medicare|TRANSPLANT $171.64 ↑ +86%
AETNA Medicare|TRANSPLANT $171.64 ↑ +86%
KELSEY Medicare|All Plans $171.64 ↑ +86%
BCBS Medicare|All Plans $171.64 ↑ +86%
BCBS - TX Commercial|MyBlue Health Exchange $172.20 ↑ +86%
CIGNA HEALTHSPRING Medicare|PPO $173.36 ↑ +88%
AETNA Medicare|All Other Plans $175.07 ↑ +89%
UHC-SecureHorizons Medicare|All Plans $175.07 ↑ +89%
Amerivantage Medicare|All Plans $176.79 ↑ +91%
SELECTCARE Medicare|All Plans $180.22 ↑ +95%
SCANHealth Medicare|All Plans $183.65 ↑ +99%
DEVOTED Medicare|All Plans $183.65 ↑ +99%
Cigna Commercial|Transplant $184.80 ↑ +100%
Healthsmart Commercial|PPO $184.80 ↑ +100%
Interlink Commercial|Transplant $184.80 ↑ +100%
United Commercial|HMO $193.77 ↑ +110%
United Commercial|Exchange $193.77 ↑ +110%
United Commercial|PPO $193.77 ↑ +110%
United Commercial|Charter $193.77 ↑ +110%
MultiPlan Commercial|All Plans $198.00 ↑ +114%
BCBS - TX Commercial|Blue Advantage Exchange $199.47 ↑ +116%
KINDRED Medicare|All Plans $205.97 ↑ +123%
OPTUM Medicaid|STARPLUS $218.12 ↑ +136%
USA Health Network Commercial|All Plans $224.40 ↑ +143%
KelseyCare Commercial|Exchange $231.71 ↑ +151%
Employer Direct Commercial|PPO $240.30 ↑ +160%
Bright Health Commercial|All Plans $249.41 ↑ +170%
Superior Health Plan Commercial|All Plans $257.46 ↑ +179%
Community Health Choice Commercial|Exchange $257.46 ↑ +179%
Harris Health Commercial|ERS $257.46 ↑ +179%
Community Health Choice Commercial|All Other Plans $257.46 ↑ +179%
Wellpoint Commercial|Exchange $257.46 ↑ +179%
BCBS - TX Commercial|HMO $264.00 ↑ +186%
MHealth Network Commercial|PPO $264.00 ↑ +186%
BCBS - TX Commercial|Premier $264.00 ↑ +186%
BCBS - TX Commercial|PPO Trad $264.00 ↑ +186%
Aetna Commercial|Exchange $264.33 ↑ +186%
NX Health Commercial|PPO $557.83 ↑ +504%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bld prd mix at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON WEST HOUSTON $240.00 $123.92 – $350.78
St. Luke's Health - The Vintage Hospital Houston $92.40 $71.28 – $264.00
HCA HOUSTON MEDICAL CENTER Houston not published $123.92 – $350.78
HCA HOUSTON TOMBALL HOUSTON not published $123.92 – $350.78
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $139.21 $10.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $117.37 $12.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $117.37 $12.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $139.21 $10.00 – $423.12

All Texas hospitals for this procedure →