Fern test at MEDICAL CITY FRISCO HOSPITAL

5500 Frisco Square Blvd, Frisco, TX · Medicalcityhealthcare · · NPI 1699726406

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.69 with WellMed vs $69.68 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellMed MGMCR $9.69
United AllPayerAppendix $9.74
Devoted Health HMO $9.74
Devoted Health POS $9.74
Devoted Health MCR $9.74
Devoted Health MME $9.74
Triwest Veterans FED $9.74
TriWest Veterans FEDERAL $9.74
Devoted Health PPO $9.74
Humana MGMCR $9.74
United NarrowNetworkIndivExchange $9.74
Devoted Health SNP $9.74
BCBS MGMCRHMO $9.74
United SmallGroup $9.74
BCBS MCRPPO $9.74
Mutual of Omaha MGMCR $9.74
Amerigroup DualEligible $9.74
United MGMCR $9.79
Aetna MCR $9.82
Care N Care MGMCR $9.84
Cigna Healthspring MGMCR $9.93
Integranet MGMCR $10.03
WellCare MGMCR $10.03
Humana Tricare $10.22
Superior Health Plan MGMCRSNP $10.23
Superior Health Plan MGMCRPOS $10.23
Superior Health Plan MGMCRPFFS $10.23
Superior Health Plan MGMCRDualEligible $10.23
Superior Health Plan MGMCRPPO $10.23
Superior Health Plan MGMCRHMO $10.23
American Health Plan of Texas, Inc. MGMCR $10.23
ProCare Advantge MCR $10.23
Provider Partners Health Plan MCR $10.32
Texas Independent Health Plan MGMCR $10.32
TriWest Health Alliance TRCR $10.54
Molina MCR $10.62
Molina MME $10.62
Molina MMP $10.62
Imperial Insurance Company MCR $10.71
Universal Healthcare Group MCR $11.69
Aetna QHPHIX $12.38
BCBS BluePremier $12.47
Verda Health Plan MGMCR $12.66
Bravo Health MCRSNP $14.61
Bravo Health MCRPPO $14.61
Bravo Health MCRPOS $14.61
Bravo Health MCRHMO $14.61
Bravo Health MCRPFFS $14.61
BCBS MyBlueHealth $17.05
Aetna NewBusiness $17.05
BCBS BlueAdvantageHMO $17.05
Superior ValueHMO $17.43
BCBS BlueEssentials $17.73
BCBS BlueEssentialsAccess $17.73
Aetna Meritain $18.16
Aetna COMM $18.16
USA Managed Care WORKERSCOMP $18.51
BCBS EPOSOA $18.60
Corvel Corporation WORKERSCOMP $19.29
BCBS PPO $19.48
Aetna OON $21.37
Superior EPO $21.82
Superior HMO $21.82
Oscar HIX $25.32
Molina Healthcare HIX $25.52
Cigna LocalPlus $38.95
Cigna NewBusiness $38.99
Cigna OpenAccessPlus $43.52
Cigna HMO $43.52
Cigna NetworkBenefit $43.52
Cigna AllOther $55.05
Humana COMM $69.68

Visitor-reported prices

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Fern test at other Texas hospitals

Hospital City Cash price Negotiated range
Texas Health Hospital Frisco Frisco $55.50 $9.74 – $29.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $33.70 $6.94 – $50.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $52.87 $6.05 – $37.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $33.70 $9.25 – $50.54
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $33.70 $8.00 – $50.54
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $52.87 $9.25 – $45.40
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $33.70 $6.74 – $42.12
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $33.70 $8.42 – $50.54

All Texas hospitals for this procedure →