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Urine Culture Test at BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY

7600 Better Way, Frisco, TX · Baylor Scott & White Health · · NPI 1851108765

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$129.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$215.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.78 with Superior Health Plan vs $161.62 with Private Health Care System — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $6.78 ↓ -95%
Baylor Scott & White Health Plan Medicare Advantage $7.67 ↓ -94%
CORVEL Worker's Compensation $7.83 ↓ -94%
Humana Medicare $8.07 ↓ -94%
Aetna Medicare Advantage $8.07 ↓ -94%
Blue Cross Blue Shield Medicare Advantage $8.47 ↓ -93%
ProCare Advantage Medicare Advantage $8.47 ↓ -93%
HealthSpring Medicare Advantage $8.47 ↓ -93%
American Health Plan Medicare Advantage $8.47 ↓ -93%
Superior Health Plan Medicare $8.47 ↓ -93%
United Healthcare Medicare Advantage $9.04 ↓ -93%
Baylor Scott & White Health Plan BSW Premier - Small Group $9.68 ↓ -93%
United Healthcare Charter $10.00 ↓ -92%
United Healthcare Nexus $10.00 ↓ -92%
Baylor Scott & White Health Plan BSW Premier - Individual $10.13 ↓ -92%
Prime Health Services Worker's Compensation $10.18 ↓ -92%
United Healthcare Commercial Broad $11.00 ↓ -91%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $12.24 ↓ -91%
Baylor Scott & White Health Plan BSW Plus - Small Group $13.32 ↓ -90%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $14.40 ↓ -89%
Superior Ambetter Ambetter Exchange $17.35 ↓ -87%
Blue Cross Blue Shield Blue Advantage $19.69 ↓ -85%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $27.92 ↓ -78%
Blue Cross Blue Shield City of Dallas $37.44 ↓ -71%
Blue Cross Blue Shield Blue Essentials (HMO) $39.54 ↓ -69%
Blue Cross Blue Shield BlueChoice (PPO) $41.64 ↓ -68%
Employers Health Network BSWQA Direct/EHN Rental $101.28 ↓ -22%
Cigna Local Plus $106.24 ↓ -18%
Employers Health Network EHN Network $118.53 ↓ -8%
QuikTrip Employee Benefit Plan $118.53 ↓ -8%
Aetna Commercial $118.53 ↓ -8%
Imagine Health Commercial $124.99 ↓ -3%
Cigna HMO/PPO $124.99 ↓ -3%
University of Mary Hardin-Baylor Commercial $124.99 ↓ -3%
Curative Commercial $140.07 ↑ +8%
Humana Commercial PPO $150.85 ↑ +17%
HealthSmart Accel Network $150.85 ↑ +17%
First Health PPO $150.85 ↑ +17%
HealthSmart Preferred Network $161.62 ↑ +25%
Private Health Care System PHCS Network $161.62 ↑ +25%

Visitor-reported prices

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Urine Culture Test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $129.30 $6.78 – $161.62
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $86.92 $11.82 – $130.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $121.84 $6.78 – $152.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $86.92 $7.25 – $130.37
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $86.92 $6.78 – $130.37
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $129.30 $6.78 – $161.62

All Texas hospitals for this procedure →