Observation direct referral from physician office for admission at BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY

7600 Better Way, Frisco, TX · Baylor Scott & White Health · · NPI 1851108765

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$554.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$923.88

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$258.69 with Superior Health Plan vs $1,286.22 with Superior Ambetter — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $258.69 ↓ -53%
Blue Cross Blue Shield Blue Advantage $341.84 ↓ -38%
Employers Health Network BSWQA Direct/EHN Rental $434.22 ↓ -22%
Cigna Local Plus $455.47 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $455.47 ↓ -18%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $480.42 ↓ -13%
QuikTrip Employee Benefit Plan $508.13 ↓ -8%
Aetna Commercial $508.13 ↓ -8%
Employers Health Network EHN Network $508.13 ↓ -8%
Imagine Health Commercial $535.85 ↓ -3%
Cigna HMO/PPO $535.85 ↓ -3%
University of Mary Hardin-Baylor Commercial $535.85 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $535.85 ↓ -3%
Baylor Scott & White Health Plan Medicare Advantage $568.33 ↑ +3%
United Healthcare Charter $574.56 ↑ +4%
United Healthcare Nexus $574.56 ↑ +4%
CORVEL Worker's Compensation $580.29 ↑ +5%
Humana Medicare $598.24 ↑ +8%
Aetna Medicare Advantage $598.24 ↑ +8%
Curative Commercial $600.52 ↑ +8%
Blue Cross Blue Shield Medicare Advantage $628.15 ↑ +13%
American Health Plan Medicare Advantage $628.15 ↑ +13%
HealthSpring Medicare Advantage $628.15 ↑ +13%
Superior Health Plan Medicare $628.15 ↑ +13%
ProCare Advantage Medicare Advantage $628.15 ↑ +13%
United Healthcare Commercial Broad $638.40 ↑ +15%
HealthSmart Accel Network $646.72 ↑ +17%
Blue Cross Blue Shield City of Dallas $646.72 ↑ +17%
First Health PPO $646.72 ↑ +17%
Humana Commercial PPO $646.72 ↑ +17%
United Healthcare Medicare Advantage $670.03 ↑ +21%
Blue Cross Blue Shield Blue Essentials (HMO) $683.67 ↑ +23%
HealthSmart Preferred Network $692.91 ↑ +25%
Private Health Care System PHCS Network $692.91 ↑ +25%
Baylor Scott & White Health Plan BSW Premier - Small Group $717.89 ↑ +30%
Blue Cross Blue Shield BlueChoice (PPO) $720.63 ↑ +30%
Baylor Scott & White Health Plan BSW Premier - Individual $750.79 ↑ +35%
Prime Health Services Worker's Compensation $754.38 ↑ +36%
Baylor Scott & White Health Plan BSW Plus - Small Group $987.10 ↑ +78%
Superior Ambetter Ambetter Exchange $1,286.22 ↑ +132%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $554.33 $147.82 – $1,591.17
Adventhealth Rollins Brook Lampasas $162.54 $489.80 – $489.80
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $554.33 $157.06 – $1,591.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $527.99 $71.00 – $1,591.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $602.45 $71.00 – $1,591.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $527.99 $169.48 – $1,591.17
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $527.99 $272.79 – $1,591.17
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $602.45 $71.00 – $1,591.17

All Texas hospitals for this procedure →