healthcosts.net

Total Knee Replacement at BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL

12505 Lebanon Road, Frisco, TX · Baylor Scott & White Health · · NPI 1801826839

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,038.00 with Cigna vs $32,603.53 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Local Plus $7,038.00
Cigna HMO/PPO $8,280.00
Baylor Scott & White Health Plan Medicare Advantage $12,252.33
CORVEL Worker's Compensation $12,510.27
Humana Medicare $12,897.19
TriWest Community Care Network $12,897.19
WellPoint (fka Amerigroup) Medicare $13,284.11
American Health Plan Medicare Advantage $13,542.05
Blue Cross Blue Shield Medicare Advantage $13,542.05
HealthSpring Medicare Advantage $13,542.05
Molina Medicare Advantage $13,542.05
ProCare Advantage Medicare Advantage $13,542.05
Superior Health Plan Medicare $13,542.05
United Healthcare Medicare Advantage $14,444.85
Blue Cross Blue Shield Blue Advantage $14,756.88
Baylor Scott & White Health Plan BSW Premier - Small Group $15,476.63
United Healthcare Charter $16,062.00
United Healthcare Nexus $16,062.00
Baylor Scott & White Health Plan BSW Premier - Individual $16,185.97
Prime Health Services Worker's Compensation $16,263.36
United Healthcare Commercial Broad $17,847.00
Sedgwick Preferred Network $19,281.30
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $20,945.25
Baylor Scott & White Health Plan BSW Plus - Small Group $21,280.36
Superior Ambetter Ambetter Exchange $27,728.96
Blue Cross Blue Shield City of Dallas $28,204.68
Blue Cross Blue Shield Blue Essentials (HMO) $29,751.78
Blue Cross Blue Shield BlueChoice (PPO) $31,298.87
Mark Cuban Commercial $32,603.53
University of Mary Hardin-Baylor Commercial not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Total Knee Replacement at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY Frisco not published $7,038.00 – $27,728.96
BAYLOR UNIVERSITY MEDICAL CENTER Dallas not published $7,038.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 not published $5,388.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station not published $5,388.00 – $32,603.53
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth not published $7,038.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine not published $7,038.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco not published $5,388.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE Rowlett not published $7,038.00 – $32,603.53

All Texas hospitals for this procedure →