X-ray surgical specimen at BAYLOR UNIVERSITY MEDICAL CENTER

3500 Gaston Ave., Dallas, TX · Baylor Scott & White Health · · NPI 1447250253

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$458.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$764.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.78 with Superior Health Plan vs $2,032.27 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $42.78 ↓ -91%
WellPoint (fka Amerigroup) CHIP/Medicaid $42.78 ↓ -91%
United Healthcare Medicaid/CHIP $45.77 ↓ -90%
Texas Workforce Commission Workers Compensation $275.33 ↓ -40%
Employers Health Network BSWQA Direct/EHN Rental $359.46 ↓ -22%
Cigna Local Plus $377.05 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $377.05 ↓ -18%
Aetna Commercial $420.64 ↓ -8%
QuikTrip Employee Benefit Plan $420.64 ↓ -8%
Imagine Health Commercial $420.64 ↓ -8%
Employers Health Network EHN Network $420.64 ↓ -8%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $443.58 ↓ -3%
Cigna HMO/PPO $443.58 ↓ -3%
University of Mary Hardin-Baylor Commercial $443.58 ↓ -3%
United Healthcare Charter $475.63 ↑ +4%
United Healthcare Nexus $475.63 ↑ +4%
Curative Commercial $497.12 ↑ +8%
Baylor Scott & White Health Plan Medicare Advantage $521.46 ↑ +14%
United Healthcare Commercial Broad $528.48 ↑ +15%
CORVEL Worker's Compensation $532.43 ↑ +16%
First Health PPO $535.36 ↑ +17%
Optum Commercial $535.36 ↑ +17%
Humana Commercial PPO $535.36 ↑ +17%
HealthSmart Accel Network $535.36 ↑ +17%
Aetna Medicare Advantage $548.90 ↑ +20%
TriWest Community Care Network $548.90 ↑ +20%
Humana Medicare $548.90 ↑ +20%
WellPoint (fka Amerigroup) Medicare $565.37 ↑ +23%
HealthSmart Preferred Network $573.60 ↑ +25%
Private Health Care System PHCS Network $573.60 ↑ +25%
ProCare Advantage Medicare Advantage $576.35 ↑ +26%
American Health Plan Medicare Advantage $576.35 ↑ +26%
HealthSpring Medicare Advantage $576.35 ↑ +26%
Blue Cross Blue Shield Medicare Advantage $576.35 ↑ +26%
Superior Health Plan Medicare $576.35 ↑ +26%
Molina Medicare Advantage $576.35 ↑ +26%
United Healthcare Medicare Advantage $614.77 ↑ +34%
Baylor Scott & White Health Plan BSW Premier - Small Group $658.68 ↑ +44%
Baylor Scott & White Health Plan BSW Premier - Individual $688.87 ↑ +50%
Prime Health Services Worker's Compensation $692.16 ↑ +51%
Sedgwick Preferred Network $820.61 ↑ +79%
Baylor Scott & White Health Plan BSW Plus - Small Group $905.68 ↑ +97%
Blue Cross Blue Shield Blue Advantage $963.16 ↑ +110%
Superior Ambetter Ambetter Exchange $1,180.13 ↑ +157%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,362.87 ↑ +197%
Mark Cuban Commercial $1,366.64 ↑ +198%
Blue Cross Blue Shield City of Dallas $1,830.00 ↑ +299%
Blue Cross Blue Shield Blue Essentials (HMO) $1,931.14 ↑ +321%
Blue Cross Blue Shield BlueChoice (PPO) $2,032.27 ↑ +343%

Visitor-reported prices

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X-ray surgical specimen at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $638.62 $131.45 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $565.09 $42.78 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $458.88 $42.78 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $638.62 $45.77 – $1,366.64
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $638.62 $42.78 – $1,366.64
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $565.09 $42.78 – $1,366.64
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $458.88 $42.78 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $458.88 $42.78 – $1,366.64

All Texas hospitals for this procedure →