Pulse ox multiple at BAYLOR UNIVERSITY MEDICAL CENTER

3500 Gaston Ave., Dallas, TX · Baylor Scott & White Health · · NPI 1447250253

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$194.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$323.88

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.26 with Blue Cross Blue Shield vs $275.30 with CORVEL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $13.26 ↓ -93%
Blue Cross Blue Shield City of Dallas $25.19 ↓ -87%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $26.52 ↓ -86%
Blue Cross Blue Shield Blue Essentials (HMO) $26.61 ↓ -86%
Blue Cross Blue Shield BlueChoice (PPO) $27.99 ↓ -86%
WellPoint (fka Amerigroup) CHIP/Medicaid $55.06 ↓ -72%
Superior Health Plan Medicaid $55.06 ↓ -72%
United Healthcare Medicaid/CHIP $58.91 ↓ -70%
Texas Workforce Commission Workers Compensation $116.60 ↓ -40%
Employers Health Network BSWQA Direct/EHN Rental $152.22 ↓ -22%
Cigna Local Plus $159.67 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $159.67 ↓ -18%
Employers Health Network EHN Network $178.13 ↓ -8%
QuikTrip Employee Benefit Plan $178.13 ↓ -8%
Aetna Commercial $178.13 ↓ -8%
Cigna HMO/PPO $187.85 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $187.85 ↓ -3%
University of Mary Hardin-Baylor Commercial $187.85 ↓ -3%
Imagine Health Commercial $187.85 ↓ -3%
Aetna Medicare Advantage $194.33 ↑ +0%
United Healthcare Nexus $201.42 ↑ +4%
United Healthcare Charter $201.42 ↑ +4%
Curative Commercial $210.52 ↑ +8%
Superior Ambetter Ambetter Exchange $210.52 ↑ +8%
United Healthcare Commercial Broad $223.80 ↑ +15%
First Health PPO $226.72 ↑ +17%
Humana Commercial PPO $226.72 ↑ +17%
Optum Commercial $226.72 ↑ +17%
HealthSmart Accel Network $226.72 ↑ +17%
HealthSmart Preferred Network $242.91 ↑ +25%
TriWest Community Care Network $242.91 ↑ +25%
Private Health Care System PHCS Network $242.91 ↑ +25%
CORVEL Worker's Compensation $275.30 ↑ +42%

Visitor-reported prices

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Pulse ox multiple at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $476.04 $16.63 – $16.63
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $194.33 $13.05 – $291.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $194.33 $13.05 – $242.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $194.33 $10.11 – $275.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $194.33 $15.94 – $291.49
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $194.33 $100.40 – $291.49
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $194.33 $13.05 – $291.49
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $194.33 $13.26 – $275.30

All Texas hospitals for this procedure →