Exc abd tum over 10 cm 49205 at BAYLOR UNIVERSITY MEDICAL CENTER

3500 Gaston Ave., Dallas, TX · Baylor Scott & White Health · · NPI 1447250253

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,109.26 with Blue Cross Blue Shield vs $10,140.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $3,109.26
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $4,397.12
Blue Cross Blue Shield City of Dallas $5,905.76
Blue Cross Blue Shield Blue Essentials (HMO) $6,236.92
Blue Cross Blue Shield BlueChoice (PPO) $6,568.09
Cigna Local Plus $7,038.00
Cigna HMO/PPO $8,280.00
United Healthcare Charter $9,126.00
United Healthcare Nexus $9,126.00
United Healthcare Commercial Broad $10,140.00
Imagine Health Commercial not published by hospital
University of Mary Hardin-Baylor Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc abd tum over 10 cm 49205 at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas not published $2,299.75 – $4,826.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station not published $3,532.42 – $9,751.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple not published $2,888.49 – $9,751.00
Covenant Children's Hospital Lubbock not published $2,148.35 – $3,918.77
Covenant Medical Center Lubbock not published $2,184.62 – $10,113.63
Ascension Providence Waco not published $1,471.90 – $3,477.22
Covenant Hospital Plainview Plainview not published $3,698.00 – $4,775.77
Texas Health Hospital Mansfield Mansfield not published $1,942.83 – $16,164.00

All Texas hospitals for this procedure →