ER Visit (level 4) at BAYLOR UNIVERSITY MEDICAL CENTER

3500 Gaston Ave., Dallas, TX · Baylor Scott & White Health · · NPI 1447250253

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$1,273.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,122.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$360.88 with Superior Health Plan vs $7,411.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $360.88 ↓ -72%
WellPoint (fka Amerigroup) CHIP/Medicaid $360.88 ↓ -72%
United Healthcare Medicaid/CHIP $386.14 ↓ -70%
Baylor Scott & White Health Plan Medicare Advantage $398.20 ↓ -69%
CORVEL Worker's Compensation $406.59 ↓ -68%
Humana Medicare $419.16 ↓ -67%
TriWest Community Care Network $419.16 ↓ -67%
Aetna Medicare Advantage $419.16 ↓ -67%
WellPoint (fka Amerigroup) Medicare $431.73 ↓ -66%
Molina Medicare Advantage $440.12 ↓ -65%
American Health Plan Medicare Advantage $440.12 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $440.12 ↓ -65%
Superior Health Plan Medicare $440.12 ↓ -65%
HealthSpring Medicare Advantage $440.12 ↓ -65%
ProCare Advantage Medicare Advantage $440.12 ↓ -65%
United Healthcare Medicare Advantage $469.46 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $502.99 ↓ -61%
Baylor Scott & White Health Plan BSW Premier - Individual $526.05 ↓ -59%
Prime Health Services Worker's Compensation $528.56 ↓ -59%
Sedgwick Preferred Network $626.64 ↓ -51%
Baylor Scott & White Health Plan BSW Plus - Small Group $691.61 ↓ -46%
Texas Workforce Commission Workers Compensation $764.21 ↓ -40%
Superior Ambetter Ambetter Exchange $901.19 ↓ -29%
Employers Health Network BSWQA Direct/EHN Rental $997.72 ↓ -22%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,100.45 ↓ -14%
Employers Health Network EHN Network $1,167.54 ↓ -8%
QuikTrip Employee Benefit Plan $1,167.54 ↓ -8%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,294.65 ↑ +2%
University of Mary Hardin-Baylor Commercial $1,301.00 ↑ +2%
Curative Commercial $1,379.82 ↑ +8%
Blue Cross Blue Shield Blue Advantage $1,420.00 ↑ +11%
Optum Commercial $1,485.96 ↑ +17%
Humana Commercial PPO $1,485.96 ↑ +17%
First Health PPO $1,485.96 ↑ +17%
HealthSmart Accel Network $1,592.10 ↑ +25%
Private Health Care System PHCS Network $1,592.10 ↑ +25%
HealthSmart Preferred Network $1,592.10 ↑ +25%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $2,020.00 ↑ +59%
Blue Cross Blue Shield City of Dallas $2,720.00 ↑ +114%
Blue Cross Blue Shield Blue Essentials (HMO) $2,860.00 ↑ +125%
Blue Cross Blue Shield BlueChoice (PPO) $3,020.00 ↑ +137%
Mark Cuban Commercial $3,780.00 ↑ +197%
Aetna Commercial $3,894.00 ↑ +206%
Cigna Local Plus $6,299.00 ↑ +395%
Cigna HMO/PPO $7,411.00 ↑ +482%
Imagine Health Commercial not published by hospital —
United Healthcare Charter not published by hospital —
United Healthcare Commercial Broad not published by hospital —
United Healthcare Nexus not published by hospital —

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ER Visit (level 4) at other Texas hospitals

Hospital City Cash price Negotiated range
Texas Health Presbyterian Hospital Dallas Dallas $845.10 not published
MEDICAL CITY DALLAS HOSPITAL Dallas $3,227.29 $544.91 – $544.91
Methodist Charlton Medical Center Dallas $1,291.00 $409.98 – $1,106.95
Methodist Dallas Medical Center Dallas $1,291.00 $419.16 – $1,131.74
Adventhealth Rollins Brook Lampasas $2,386.19 $1,354.39 – $1,354.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,601.69 $329.68 – $4,008.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,676.36 $335.27 – $4,008.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,273.68 $339.65 – $3,894.00

All Texas hospitals for this procedure →