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ER Visit (level 2) at BAYLOR UNIVERSITY MEDICAL CENTER

3500 Gaston Ave., Dallas, TX · Baylor Scott & White Health · · NPI 1447250253

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$469.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$782.31

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$132.99 with WellPoint (fka Amerigroup) vs $7,411.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellPoint (fka Amerigroup) CHIP/Medicaid $132.99 ↓ -72%
Superior Health Plan Medicaid $132.99 ↓ -72%
United Healthcare Medicaid/CHIP $142.30 ↓ -70%
Baylor Scott & White Health Plan Medicare Advantage $146.53 ↓ -69%
CORVEL Worker's Compensation $149.61 ↓ -68%
Humana Medicare $154.24 ↓ -67%
Aetna Medicare Advantage $154.24 ↓ -67%
TriWest Community Care Network $154.24 ↓ -67%
WellPoint (fka Amerigroup) Medicare $158.87 ↓ -66%
Blue Cross Blue Shield Medicare Advantage $161.95 ↓ -65%
ProCare Advantage Medicare Advantage $161.95 ↓ -65%
Molina Medicare Advantage $161.95 ↓ -65%
HealthSpring Medicare Advantage $161.95 ↓ -65%
American Health Plan Medicare Advantage $161.95 ↓ -65%
Superior Health Plan Medicare $161.95 ↓ -65%
United Healthcare Medicare Advantage $172.75 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $185.09 ↓ -61%
Baylor Scott & White Health Plan BSW Premier - Individual $193.57 ↓ -59%
Prime Health Services Worker's Compensation $194.50 ↓ -59%
Sedgwick Preferred Network $230.59 ↓ -51%
Baylor Scott & White Health Plan BSW Plus - Small Group $254.50 ↓ -46%
Texas Workforce Commission Workers Compensation $281.63 ↓ -40%
Superior Ambetter Ambetter Exchange $331.62 ↓ -29%
Blue Cross Blue Shield Blue Advantage $340.00 ↓ -28%
Employers Health Network BSWQA Direct/EHN Rental $367.69 ↓ -22%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $405.22 ↓ -14%
Employers Health Network EHN Network $430.27 ↓ -8%
QuikTrip Employee Benefit Plan $430.27 ↓ -8%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $476.74 ↑ +2%
University of Mary Hardin-Baylor Commercial $479.00 ↑ +2%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $480.00 ↑ +2%
Curative Commercial $508.50 ↑ +8%
Humana Commercial PPO $547.62 ↑ +17%
Optum Commercial $547.62 ↑ +17%
First Health PPO $547.62 ↑ +17%
HealthSmart Preferred Network $586.73 ↑ +25%
Private Health Care System PHCS Network $586.73 ↑ +25%
HealthSmart Accel Network $586.73 ↑ +25%
Blue Cross Blue Shield City of Dallas $644.00 ↑ +37%
Blue Cross Blue Shield Blue Essentials (HMO) $680.00 ↑ +45%
Blue Cross Blue Shield BlueChoice (PPO) $716.00 ↑ +53%
Mark Cuban Commercial $1,185.00 ↑ +152%
Aetna Commercial $1,718.00 ↑ +266%
Cigna Local Plus $6,299.00 ↑ +1242%
Cigna HMO/PPO $7,411.00 ↑ +1479%
United Healthcare Commercial Broad not published by hospital
United Healthcare Nexus not published by hospital
United Healthcare Charter not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

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ER Visit (level 2) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $481.37 $99.08 – $1,718.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $561.69 $112.34 – $1,718.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $469.39 $125.17 – $1,718.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $481.37 $146.53 – $1,718.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $481.37 $248.71 – $1,185.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $469.39 $125.17 – $1,185.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $469.39 $117.35 – $1,185.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $481.37 $96.27 – $1,718.00

All Texas hospitals for this procedure →