MRI chest without contrast at St. Joseph Health College Station Hospital

1604 Rock Prairie Road, College Station, TX · CommonSpirit Health · · NPI 1942294939

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$787.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,500.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.18 with KELSEY vs $4,500.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KELSEY Medicare|All Plans $223.18 ↓ -72%
SUPERIOR Medicaid|CHIP $233.47 ↓ -70%
PGT Medicare|All Plans $237.27 ↓ -70%
UNITED Medicaid|All Other Plans $238.14 ↓ -70%
UNITED Medicaid|STARKIDS $238.14 ↓ -70%
BCBS Medicare|All Plans $242.11 ↓ -69%
AETNA Medicare|All Plans $242.11 ↓ -69%
SUPERIOR Medicaid|All Other Plans $245.14 ↓ -69%
Wellpoint Medicaid|All Other Plans $245.14 ↓ -69%
BCBS Medicaid|STARKIDS $245.14 ↓ -69%
UNITED Medicare|All Plans $246.95 ↓ -69%
AMERIVANTAGE Medicare|All Plans $249.37 ↓ -68%
SCANHealth Medicare|All Plans $259.06 ↓ -67%
ACH Commercial|All Plans $278.43 ↓ -65%
Ambetter Commercial|All Plans $351.06 ↓ -55%
Wellpoint Commercial|Exchange $363.17 ↓ -54%
Bright Health Commercial|All Plans $412.00 ↓ -48%
Entrust Commercial|All Plans $433.76 ↓ -45%
SUPERIOR Medicaid|STAR $438.92 ↓ -44%
Wellpoint Medicaid|STAR $438.92 ↓ -44%
Wellpath Commercial|All Plans $514.94 ↓ -35%
SUPERIOR Medicaid|STARPLUS $515.97 ↓ -34%
UNITED Medicaid|STARPLUS $525.31 ↓ -33%
BCBS-TX Commercial|Blue Advantage HMO $657.17 ↓ -17%
Ellwood Commercial|All Plans $726.33 ↓ -8%
BCBS-TX Commercial|Blue Premier $759.71 ↓ -4%
BCBS-TX Commercial|HMO $762.04 ↓ -3%
NX Health Commercial|All Plans $786.86 ↓ -0%
BCBS-TX Commercial|PPO $894.87 ↑ +14%
Cigna Commercial|Local Plus $1,169.00 ↑ +48%
Humana Commercial|All Plans $1,450.00 ↑ +84%
Cigna Commercial|All Other Plans $1,596.00 ↑ +103%
United Commercial|Exchange $2,011.00 ↑ +155%
Health Smart Commercial|All Plans $2,475.00 ↑ +214%
Aetna Commercial|All Plans $2,520.00 ↑ +220%
Multiplan Commercial|All Plans $3,825.00 ↑ +386%
United Commercial|All Other Plans $3,947.00 ↑ +401%
BCBS-TX Commercial|Ref Lab $4,500.00 ↑ +471%

Visitor-reported prices

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MRI chest without contrast at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,746.00 $227.71 – $2,619.00
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,593.75 $227.71 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,746.00 $314.76 – $2,619.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,746.00 $227.71 – $2,182.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,593.75 $227.71 – $2,149.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,746.00 $233.47 – $2,700.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,746.00 $227.71 – $2,619.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,593.75 $227.71 – $2,149.00

All Texas hospitals for this procedure →