#cf-97variants at St. Joseph Health College Station Hospital

1604 Rock Prairie Road, College Station, TX · CommonSpirit Health · · NPI 1942294939

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$389.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,226.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$467.54 with SUPERIOR vs $2,226.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SUPERIOR Medicaid|CHIP $467.54 ↑ +20%
UNITED Medicaid|All Other Plans $476.89 ↑ +22%
UNITED Medicaid|STARKIDS $476.89 ↑ +22%
Wellpoint Medicaid|All Other Plans $490.92 ↑ +26%
BCBS Medicaid|STARKIDS $490.92 ↑ +26%
SUPERIOR Medicaid|All Other Plans $490.92 ↑ +26%
United Commercial|Exchange $500.94 ↑ +29%
BCBS-TX Commercial|Ref Lab $545.47 ↑ +40%
PGT Medicare|All Plans $545.47 ↑ +40%
BCBS Medicare|All Plans $556.60 ↑ +43%
KELSEY Medicare|All Plans $556.60 ↑ +43%
AETNA Medicare|All Plans $556.60 ↑ +43%
UNITED Medicare|All Plans $567.73 ↑ +46%
AMERIVANTAGE Medicare|All Plans $573.30 ↑ +47%
SCANHealth Medicare|All Plans $595.56 ↑ +53%
ACH Commercial|All Plans $640.09 ↑ +64%
Ambetter Commercial|All Plans $807.07 ↑ +107%
Wellpoint Commercial|Exchange $834.90 ↑ +114%
Wellpoint Medicaid|STAR $878.98 ↑ +126%
SUPERIOR Medicaid|STAR $878.98 ↑ +126%
United Commercial|All Other Plans $974.05 ↑ +150%
Bright Health Commercial|All Plans $990.75 ↑ +154%
SUPERIOR Medicaid|STARPLUS $1,033.26 ↑ +165%
UNITED Medicaid|STARPLUS $1,051.96 ↑ +170%
Entrust Commercial|All Plans $1,113.20 ↑ +186%
Cigna Commercial|Local Plus $1,213.93 ↑ +212%
Health Smart Commercial|All Plans $1,224.30 ↑ +214%
Aetna Commercial|All Plans $1,246.56 ↑ +220%
Wellpath Commercial|All Plans $1,252.35 ↑ +221%
Humana Commercial|All Plans $1,357.86 ↑ +249%
Cigna Commercial|All Other Plans $1,654.84 ↑ +325%
Ellwood Commercial|All Plans $1,669.80 ↑ +329%
NX Health Commercial|All Plans $1,808.95 ↑ +364%
Multiplan Commercial|All Plans $1,892.10 ↑ +386%
BCBS-TX Commercial|Blue Advantage HMO $1,953.67 ↑ +402%
BCBS-TX Commercial|Blue Premier $1,953.67 ↑ +402%
BCBS-TX Commercial|HMO $1,992.63 ↑ +412%
BCBS-TX Commercial|PPO $2,226.00 ↑ +471%

Visitor-reported prices

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#cf-97variants at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $855.82 $12.00 – $1,335.84
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,220.78 $10.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $855.82 $12.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $687.08 $12.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,220.78 $10.00 – $1,335.84
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $855.82 $8.00 – $1,335.84
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $687.08 $12.00 – $1,335.84
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,220.78 $10.00 – $1,335.84

All Texas hospitals for this procedure →