Biopsy of lip 40490 at BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION

700 Scott & White Dr., College Station, TX · Baylor Scott & White Health · · NPI 1265772362

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$594.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$991.19

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.73 with United Healthcare vs $892.07 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Medicaid/CHIP $68.73 ↓ -88%
Blue Cross Blue Shield TX AM University $85.00 ↓ -86%
Cigna Local Plus $85.00 ↓ -86%
Cigna HMO/PPO $100.00 ↓ -83%
Baylor Scott & White Health Plan Medicare Advantage $226.03 ↓ -62%
CORVEL Worker's Compensation $230.79 ↓ -61%
TriWest Community Care Network $237.93 ↓ -60%
Humana Medicare $237.93 ↓ -60%
Superior Health Plan Medicare HMO/Medicare PPO $237.93 ↓ -60%
ProCare Advantage Medicare Advantage $249.83 ↓ -58%
Blue Cross Blue Shield Medicare Advantage $249.83 ↓ -58%
American Health Plan Medicare Advantage $249.83 ↓ -58%
United Healthcare Medicare Advantage $266.48 ↓ -55%
Baylor Scott & White Health Plan BSW Premier - Small Group $285.52 ↓ -52%
Baylor Scott & White Health Plan BSW Premier - Individual $298.60 ↓ -50%
Prime Health Services Worker's Compensation $300.03 ↓ -50%
CareWorks fka Rockport Worker's Compensation $355.71 ↓ -40%
Sedgwick Preferred Network $355.71 ↓ -40%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $360.59 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Small Group $392.58 ↓ -34%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $424.23 ↓ -29%
Employers Health Network BSWQA Direct/EHN Rental $465.86 ↓ -22%
United Healthcare Commercial $488.66 ↓ -18%
Employers Health Network EHN Network $545.15 ↓ -8%
Aetna Commercial $545.15 ↓ -8%
MidCoast Commercial $545.15 ↓ -8%
QuikTrip Employee Benefit Plan $545.15 ↓ -8%
University of Mary Hardin-Baylor Commercial $574.89 ↓ -3%
Imagine Health Commercial $574.89 ↓ -3%
Independent Medical System Commercial PPO $594.71 ↑ +0%
Mark Cuban Commercial $605.10 ↑ +2%
Curative Commercial $644.27 ↑ +8%
HealthSmart Accel Network $693.83 ↑ +17%
Humana Commercial PPO $693.83 ↑ +17%
First Health PPO $693.83 ↑ +17%
Private Health Care System PHCS Network $743.39 ↑ +25%
HealthSmart Preferred Network $743.39 ↑ +25%
Humana Commercial HMO $793.00 ↑ +33%
Three Rivers Three Rivers Provider Network $892.07 ↑ +50%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Biopsy of lip 40490 at other Texas hospitals

Hospital City Cash price Negotiated range
St. Joseph Health College Station Hospital College Station $32.38 $101.75 – $185.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $594.71 $68.73 – $892.07
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $579.03 $64.23 – $723.79
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $594.71 $64.23 – $892.07
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $579.03 $64.23 – $868.54
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $594.71 $64.23 – $743.39
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $594.71 $64.23 – $892.07
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $579.03 $64.23 – $868.54

All Texas hospitals for this procedure →