healthcosts.net

Upper Back (Thoracic Spine) MRI (with contrast) at BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK

900 East Whitestone Boulevard, Cedar Park, TX · Baylor Scott & White Health · · NPI 1265568638

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$2,039.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,399.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$281.34 with Superior Health Plan vs $3,059.78 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $281.34 ↓ -86%
United Healthcare Medicaid/CHIP $301.03 ↓ -85%
Baylor Scott & White Health Plan Medicare Advantage $332.94 ↓ -84%
CORVEL Worker's Compensation $339.95 ↓ -83%
Humana Medicare $350.46 ↓ -83%
TriWest Community Care Network $350.46 ↓ -83%
Superior Health Plan Medicare HMO/Medicare PPO $350.46 ↓ -83%
Blue Cross Blue Shield Medicare Advantage $367.98 ↓ -82%
ProCare Advantage Medicare Advantage $367.98 ↓ -82%
Aetna Medicare Advantage $367.98 ↓ -82%
HealthSpring Medicare Advantage $367.98 ↓ -82%
American Health Plan Medicare Advantage $367.98 ↓ -82%
United Healthcare Medicare Advantage $392.52 ↓ -81%
Baylor Scott & White Health Plan BSW Premier - Small Group $420.55 ↓ -79%
Baylor Scott & White Health Plan BSW Premier - Individual $439.83 ↓ -78%
Prime Health Services Worker's Compensation $441.93 ↓ -78%
Sedgwick Preferred Network $523.94 ↓ -74%
CareWorks fka Rockport Worker's Compensation $523.94 ↓ -74%
Injury Management Organization Med Select Network $523.94 ↓ -74%
Baylor Scott & White Health Plan BSW Plus - Small Group $578.26 ↓ -72%
Mark Cuban Commercial $952.69 ↓ -53%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,596.13 ↓ -22%
Blue Cross Blue Shield Blue Advantage $1,615.23 ↓ -21%
Cigna Local Plus $1,711.00 ↓ -16%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,731.24 ↓ -15%
Blue Cross Blue Shield Blue Essentials (HMO) $1,848.15 ↓ -9%
QuikTrip Employee Benefit Plan $1,869.86 ↓ -8%
Aetna Commercial $1,869.86 ↓ -8%
MidCoast Commercial $1,869.86 ↓ -8%
Blue Cross Blue Shield BlueChoice (PPO) $1,947.43 ↓ -5%
Cigna HMO/PPO $2,013.00 ↓ -1%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,036.75 ↓ -0%
Independent Medical System Commercial PPO $2,039.85 ↑ +0%
University of Mary Hardin-Baylor Commercial $2,149.00 ↑ +5%
Curative Commercial $2,209.84 ↑ +8%
Humana Commercial HMO $2,209.84 ↑ +8%
Humana Commercial PPO $2,379.82 ↑ +17%
HealthSmart Accel Network $2,379.82 ↑ +17%
First Health PPO $2,379.82 ↑ +17%
United Healthcare Commercial $2,472.00 ↑ +21%
BlueBell Creameries Self Insured $2,549.81 ↑ +25%
HealthSmart Preferred Network $2,549.81 ↑ +25%
Private Health Care System PHCS Network $2,549.81 ↑ +25%
Three Rivers Three Rivers Provider Network $3,059.78 ↑ +50%
Humana Military TRICARE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Upper Back (Thoracic Spine) MRI (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,853.47 $281.34 – $2,316.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,039.85 $419.87 – $3,059.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,039.85 $281.34 – $2,549.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,853.47 $281.34 – $2,316.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,039.85 $301.03 – $3,059.78
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,039.85 $281.34 – $3,059.78
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,853.47 $281.34 – $2,316.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $1,853.47 $281.34 – $2,316.83

All Texas hospitals for this procedure →