Cardiac Stress Test at Ascension Seton Highland Lakes (Ascension Seton)

3201 S Water St, Burnet, TX · Ascension · · NPI 1003833013

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.42 with CHAMPVA vs $300.63 with BCBS PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CHAMPVA 1135_CHAMPVA REST_TX 20180301 $69.42
CHAMPVA 1136_CHAMPVA AUSTIN 20180301 $73.29
BCBS BAV EXCHANGE 4127_BLUE CROSS BLUE SHIELD BAV EXCHANGE 20250101 $123.87
BCBS HPN 4440_BLUE CROSS BLUE SHIELD HPN 20250501 $246.30
BCBS HPN 4497_BLUE CROSS BLUE SHIELD HPN (DELL, WILLIAMSON,HAYS) 20250501 $246.30
BCBS HMO ESSENTIALS 4095_BLUE CROSS BLUE SHIELD HMO ESSENTIALS 20250101 $271.65
BCBS PPO 4094_BLUE CROSS BLUE SHIELD PPO 20250101 $300.63
AETNA MULTI-TIER WHOLE HEALTH SHA 4490_AETNA MULTI-TIER WHOLE HEALTH SHA 20250801 not published by hospital
AETNA PPO - CHI 4482_AETNA PPO (CHI,DCN) 20250801 not published by hospital
AETNA SHA AISD 4335_AETNA SHA AISD 20250101 not published by hospital
COVENANT HEALTH 4485_COVENANT MANAGEMENT SOLUTIONS-AETNA (CHI,DCN) 20250801 not published by hospital
COVENANT HEALTH 4491_COVENANT MANAGEMENT SOLUTIONS-AETNA 20250801 not published by hospital
AETNA PPO 4488_AETNA PPO 20250801 not published by hospital
AETNA HMO 4486_AETNA HMO 20250801 not published by hospital
AETNA ACO HMO 4489_AETNA ACO HMO 20250801 not published by hospital
AETNA ACO PPO/HMO - CHI 4483_AETNA ACO PPO/HMO (CHI,DCN) 20250801 not published by hospital
AETNA HMO - CHI 4481_AETNA HMO (CHI,DCN) 20250801 not published by hospital
AETNA MULTI-TIER WHOLE HEALTH SHA 4484_AETNA MULTI-TIER WHOLE HEALTH SHA (CHI,DCN) 20250801 not published by hospital

Visitor-reported prices

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Cardiac Stress Test at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas not published $278.89 – $278.89
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $169.51 – $678.68
HCA HOUSTON MEDICAL CENTER Houston not published $169.51 – $678.68
Covenant Children's Hospital Lubbock not published $247.02 – $247.02
HCA HOUSTON CONROE CONROE not published $169.51 – $678.68
HCA HOUSTON KINGWOOD HUMBLE not published $169.51 – $678.68
HCA HOUSTON NORTHWEST SPRING not published $169.51 – $678.68
HCA HOUSTON PEARLAND Pearland not published $169.51 – $678.68

All Texas hospitals for this procedure →