Fern test at MEDICAL CITY ARGYLE HOSPITAL

7218 Crawford Rd, Argyle, TX · Medicalcityhealthcare · · NPI 1306897277

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$63.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$63.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.47 with Superior Health Plan vs $69.68 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $4.47 ↓ -93%
Superior Health Plan MCDSTAR $4.47 ↓ -93%
Superior Health Plan STARPLUS $4.47 ↓ -93%
Superior Health Plan STARKids $4.47 ↓ -93%
Superior Health Plan CHIP $4.47 ↓ -93%
Cook Childrens Health Plan STAR $5.84 ↓ -91%
Cook Childrens Health Plan CHIP $5.84 ↓ -91%
Cigna IFP $8.63 ↓ -86%
Cigna QHP $8.95 ↓ -86%
WellMed MGMCR $9.69 ↓ -85%
United MGMCR $9.74 ↓ -85%
Devoted Health SNP $9.74 ↓ -85%
Devoted Health HMO $9.74 ↓ -85%
Devoted Health POS $9.74 ↓ -85%
Devoted Health MCR $9.74 ↓ -85%
Devoted Health MME $9.74 ↓ -85%
Humana MGMCR $9.74 ↓ -85%
BCBS MGMCRHMO $9.74 ↓ -85%
BCBS MCRPPO $9.74 ↓ -85%
Devoted Health PPO $9.74 ↓ -85%
Mutual of Omaha MGMCR $9.74 ↓ -85%
United AllPayerAppendix $9.74 ↓ -85%
United NarrowNetworkIndivExchange $9.74 ↓ -85%
United SmallGroup $9.74 ↓ -85%
Amerigroup DualEligible $9.74 ↓ -85%
Aetna MCR $9.82 ↓ -85%
Care N Care MGMCR $9.84 ↓ -85%
Cigna Healthspring MGMCR $9.93 ↓ -84%
WellCare MGMCR $10.03 ↓ -84%
Integranet MGMCR $10.03 ↓ -84%
Humana Tricare $10.22 ↓ -84%
American Health Plan of Texas, Inc. MGMCR $10.23 ↓ -84%
Superior Health Plan MGMCRPPO $10.23 ↓ -84%
Superior Health Plan MGMCRDualEligible $10.23 ↓ -84%
Superior Health Plan MGMCRPFFS $10.23 ↓ -84%
Superior Health Plan MGMCRPOS $10.23 ↓ -84%
Superior Health Plan MGMCRSNP $10.23 ↓ -84%
ProCare Advantge MCR $10.23 ↓ -84%
Superior Health Plan MGMCRHMO $10.23 ↓ -84%
Texas Independent Health Plan MGMCR $10.32 ↓ -84%
Provider Partners Health Plan MCR $10.32 ↓ -84%
TriWest Health Alliance TRCR $10.54 ↓ -84%
Molina MCR $10.62 ↓ -83%
Molina MMP $10.62 ↓ -83%
Molina MME $10.62 ↓ -83%
Imperial Insurance Company MCR $10.71 ↓ -83%
United OptionsPPO $11.25 ↓ -82%
Universal Healthcare Group MCR $11.69 ↓ -82%
Aetna QHPHIX $12.38 ↓ -81%
Verda Health Plan MGMCR $12.66 ↓ -80%
Bravo Health MCRHMO $14.61 ↓ -77%
Bravo Health MCRPOS $14.61 ↓ -77%
Bravo Health MCRPPO $14.61 ↓ -77%
Bravo Health MCRSNP $14.61 ↓ -77%
Bravo Health MCRPFFS $14.61 ↓ -77%
Healthcare Highways NarrowNetwork $15.66 ↓ -75%
Unicare CHIP $15.98 ↓ -75%
Evry Health COMM $16.49 ↓ -74%
BCBS BlueAdvantageHMO $17.05 ↓ -73%
Aetna NewBusiness $17.05 ↓ -73%
BCBS MyBlueHealth $17.05 ↓ -73%
Superior ValueHMO $17.43 ↓ -73%
Aetna COMM $18.16 ↓ -72%
Aetna Meritain $18.16 ↓ -72%
USA Managed Care WORKERSCOMP $18.51 ↓ -71%
Corvel Corporation WORKERSCOMP $19.29 ↓ -70%
BCBS BluePremier $20.55 ↓ -68%
Aetna OON $21.37 ↓ -67%
Healthcare Highways CityofPlano $21.60 ↓ -66%
Superior HMO $21.82 ↓ -66%
Superior EPO $21.82 ↓ -66%
BCBS BlueEssentialsAccess $24.06 ↓ -62%
BCBS BlueEssentials $24.06 ↓ -62%
BCBS EPOSOA $25.23 ↓ -61%
Oscar HIX $25.32 ↓ -60%
Molina Healthcare HIX $25.52 ↓ -60%
Curative Administrators COMM $25.56 ↓ -60%
BCBS PPO $26.40 ↓ -59%
BCBS Traditional $28.38 ↓ -56%
City of McKinney COMM $28.76 ↓ -55%
Fidelis SecureCare MGMCR $28.76 ↓ -55%
National ChoiceCare WCOMP $31.95 ↓ -50%
Aetna ASA $33.68 ↓ -47%
PC Texas Partners WCOMP $35.15 ↓ -45%
Rockport Health Group WORKERSCOMP $35.15 ↓ -45%
Aetna WCOMP $35.15 ↓ -45%
Physicians Coop of TX MGMCR $35.15 ↓ -45%
Averde Health, Inc PPO $37.07 ↓ -42%
Cigna LocalPlus $37.46 ↓ -41%
Cigna NewBusiness $37.50 ↓ -41%
USC Health Services COMM $38.35 ↓ -40%
Cigna HMO $41.84 ↓ -35%
Cigna NetworkBenefit $41.84 ↓ -35%
Cigna OpenAccessPlus $41.84 ↓ -35%
Jostens WCOMP $44.74 ↓ -30%
Coastal Comp Health Networks WCOMP $44.74 ↓ -30%
Mega Life MGMCRPPO $44.74 ↓ -30%
Multiplan PHCS PrimaryNetwork $44.74 ↓ -30%
Aetna Coventry First Health COMM $46.65 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $47.93 ↓ -25%
HealthSmart Preferred Care PPO $47.93 ↓ -25%
TEXAS INSTRUMENTS EmployeesHealthBenefitPlan $51.13 ↓ -20%
USA Managed Care COMM $51.13 ↓ -20%
Randalls Food Market PPO $51.13 ↓ -20%
Cigna AllOther $52.96 ↓ -17%
Galaxy Health Network PPO $54.32 ↓ -15%
Unicare MCD $63.91 ↑ +0%
Independent Medical Systems COMM $63.91 ↑ +0%
National Healthcare Solutions COMM $63.91 ↑ +0%
Humana COMM $69.68 ↑ +9%

Visitor-reported prices

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Fern test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $33.70 $6.94 – $50.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $52.87 $6.05 – $37.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $33.70 $9.25 – $50.54
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $33.70 $8.00 – $50.54
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $52.87 $9.25 – $45.40
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $33.70 $6.74 – $42.12
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $33.70 $8.42 – $50.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $52.87 $5.55 – $50.36

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