Ot re-evaluation patient/family at 62-1138045 BMH Union City
1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768
$89.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$445.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$41.88 with Aetna vs $400.50 with QCA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $41.88 | ↓ -53% |
| Magnolia TN | Exchange | $93.14 | ↑ +5% |
| Oscar | Commercial | $117.01 | ↑ +31% |
| Cigna | IFP | $148.00 | ↑ +66% |
| PPO Holdings | Commercial | $169.10 | ↑ +90% |
| TN BCBS | Network E | $169.10 | ↑ +90% |
| Magnolia Regional Health Center | Commercial | $178.00 | ↑ +100% |
| Cigna | Local Plus | $185.40 | ↑ +108% |
| TN BCBS | Network S | $186.90 | ↑ +110% |
| TN BCBS | Network L | $186.90 | ↑ +110% |
| Cigna | PPO | $203.94 | ↑ +129% |
| Littler | Commercial | $222.50 | ↑ +150% |
| United Healthcare | Commercial | $256.76 | ↑ +188% |
| TN BCBS | Network P | $267.00 | ↑ +200% |
| Aetna | Commercial | $278.57 | ↑ +213% |
| Humana | CPOS/HMO/NPOS/PPO | $293.70 | ↑ +230% |
| First Choice Health Plan of MS | Commercial | $311.50 | ↑ +250% |
| NovaSys | All | $333.75 | ↑ +275% |
| MPCN | PPO/HMO | $333.75 | ↑ +275% |
| Multiplan | MPI Primary Network | $333.75 | ↑ +275% |
| Multiplan | Complementary Network | $333.75 | ↑ +275% |
| PPO Plus | Commercial | $378.25 | ↑ +325% |
| QCA | All | $400.50 | ↑ +350% |
Visitor-reported prices
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Ot re-evaluation patient/family at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $43.22 | $42.73 – $112.79 |
| CHI Memorial Hospital Hixson | Hixson | $44.70 | $30.20 – $189.52 |
| 62-1166050 BMH Carroll County | Huntingdon | $106.49 | $41.88 – $42.73 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $63.88 | $31.71 – $189.52 |
| Johnson City Medical Center | JOHNSON CITY | $45.90 | $44.00 – $323.96 |
| Ascension Saint Thomas DeKalb | Smithville | $48.26 | $42.73 – $112.79 |
| Ascension Saint Thomas Highlands | Sparta | $48.26 | $42.73 – $112.79 |
| Ascension Saint Thomas River Park | McMinnville | $45.95 | $56.26 – $112.79 |