New Patient Office Visit (level 3) at 62-1138045 BMH Union City
1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768
$75.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$375.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.34 with Aetna vs $337.50 with QCA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $66.34 | ↓ -12% |
| Magnolia TN | Exchange | $78.49 | ↑ +5% |
| PPO Holdings | Commercial | $142.50 | ↑ +90% |
| TN BCBS | Network E | $142.50 | ↑ +90% |
| Magnolia Regional Health Center | Commercial | $150.00 | ↑ +100% |
| TN BCBS | Network L | $157.50 | ↑ +110% |
| TN BCBS | Network S | $157.50 | ↑ +110% |
| Cigna | PPO | $162.38 | ↑ +117% |
| Cigna | Local Plus | $162.38 | ↑ +117% |
| Cigna | IFP | $162.38 | ↑ +117% |
| Littler | Commercial | $187.50 | ↑ +150% |
| United Healthcare | Commercial | $216.38 | ↑ +189% |
| TN BCBS | Network P | $225.00 | ↑ +200% |
| Aetna | Commercial | $234.75 | ↑ +213% |
| Oscar | Commercial | $243.75 | ↑ +225% |
| Humana | CPOS/HMO/NPOS/PPO | $247.50 | ↑ +230% |
| First Choice Health Plan of MS | Commercial | $262.50 | ↑ +250% |
| NovaSys | All | $281.25 | ↑ +275% |
| MPCN | PPO/HMO | $281.25 | ↑ +275% |
| Multiplan | MPI Primary Network | $281.25 | ↑ +275% |
| Multiplan | Complementary Network | $281.25 | ↑ +275% |
| PPO Plus | Commercial | $318.75 | ↑ +325% |
| QCA | All | $337.50 | ↑ +350% |
Visitor-reported prices
Comments
New Patient Office Visit (level 3) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $155.70 | $83.93 – $368.20 |
| 62-1166050 BMH Carroll County | Huntingdon | $93.38 | $56.39 – $66.34 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $222.50 | $83.93 – $368.20 |
| Johnson City Medical Center | JOHNSON CITY | $39.15 | $65.41 – $85.61 |
| Hancock County Hospital | SNEEDVILLE | $38.64 | $47.56 – $65.41 |
| Greeneville Community Hospital | GREENEVILLE | $39.15 | $34.24 – $65.41 |
| Bristol Regional Medical Center | BRISTOL | $39.15 | $57.07 – $65.41 |
| Franklin Woods Community Hospital | JOHNSON CITY | $39.15 | $77.03 – $85.61 |