Morphine 4 mg/ml injection (wrapper) at 62-1138045 BMH Union City

1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768

Source: hospital's published price file ↗ · Published Feb 25, 2026 · Ingested Sep 16, 2026

$69.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$349.38

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.99 with Magnolia TN vs $8.55 with QCA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Magnolia TN Exchange $1.99 ↓ -97%
PPO Holdings Commercial $3.61 ↓ -95%
TN BCBS Network E $3.61 ↓ -95%
Magnolia Regional Health Center Commercial $3.80 ↓ -95%
TN BCBS Network S $3.99 ↓ -94%
TN BCBS Network L $3.99 ↓ -94%
Cigna IFP $4.11 ↓ -94%
Littler Commercial $4.75 ↓ -93%
Aetna Medicare $4.84 ↓ -93%
United Healthcare Commercial $5.48 ↓ -92%
First Choice Health Plan of MS Commercial $5.51 ↓ -92%
Cigna PPO $5.65 ↓ -92%
Cigna Local Plus $5.65 ↓ -92%
TN BCBS Network P $5.70 ↓ -92%
Oscar Commercial $5.86 ↓ -92%
Aetna Commercial $5.95 ↓ -91%
Humana CPOS/HMO/NPOS/PPO $6.27 ↓ -91%
NovaSys All $7.12 ↓ -90%
MPCN PPO/HMO $7.12 ↓ -90%
Multiplan MPI Primary Network $7.12 ↓ -90%
Multiplan Complementary Network $7.12 ↓ -90%
PPO Plus Commercial $8.07 ↓ -88%
QCA All $8.55 ↓ -88%

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $6.12 $0.96 – $7.06
CHI Memorial Hospital Hixson Hixson $34.76 $1.43 – $38.29
62-1166050 BMH Carroll County Huntingdon $80.36 $0.96 – $5.86
CHI Memorial Hospital Chattanooga Chattanooga $49.67 $1.43 – $38.29
Johnson City Medical Center JOHNSON CITY $66.76 $1.11 – $3.84
Ascension Saint Thomas DeKalb Smithville $6.12 $0.96 – $7.06
Ascension Saint Thomas Highlands Sparta $6.12 $0.96 – $7.06
Ascension Saint Thomas River Park McMinnville $6.12 $0.96 – $7.06

All Tennessee hospitals for this procedure →