Lower Back (Lumbar Spine) MRI (with contrast) at 62-1138045 BMH Union City
1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768
$948.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,740.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$283.71 with Wellpoint vs $4,266.00 with QCA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid | $283.71 | ↓ -70% |
| TriWest | Veterans Administration | $313.06 | ↓ -67% |
| Veterans Evaluation Services | Veterans Administration TPA | $326.10 | ↓ -66% |
| VACCN | Veterans Administration | $326.10 | ↓ -66% |
| Oscar | Commercial | $326.10 | ↓ -66% |
| Cigna | IFP | $328.42 | ↓ -65% |
| Humana | Medicare | $329.36 | ↓ -65% |
| TN BCBS | Network E | $341.21 | ↓ -64% |
| Wellpoint | Medicare | $342.40 | ↓ -64% |
| Shared Health | Medicare | $342.40 | ↓ -64% |
| American Health Plan | Medicare | $342.40 | ↓ -64% |
| Aetna | Medicare | $342.40 | ↓ -64% |
| TN BCBS | DSNP | $342.40 | ↓ -64% |
| TN BCBS | Medicare | $342.40 | ↓ -64% |
| TN BCBS | Network L | $378.15 | ↓ -60% |
| TN BCBS | Network S | $419.45 | ↓ -56% |
| Lakeland School System | Commercial | $538.07 | ↓ -43% |
| City of Lakeland | Commercial | $538.07 | ↓ -43% |
| Collierville Schools | Commercial | $538.07 | ↓ -43% |
| Town of Collierville | Commercial | $538.07 | ↓ -43% |
| City of Bartlett | Commercial | $538.07 | ↓ -43% |
| Bartlett City Schools | Commercial | $538.07 | ↓ -43% |
| Arlington Community Schools | Commercial | $538.07 | ↓ -43% |
| EAS MSSC Schools | Commercial | $538.07 | ↓ -43% |
| Magnolia TN | Exchange | $550.55 | ↓ -42% |
| First State Bank Trust | Commercial | $554.37 | ↓ -42% |
| Radians | Commercial | $586.98 | ↓ -38% |
| Armstrong Relocation | Commercial | $586.98 | ↓ -38% |
| Ashley Furniture Stores | Commercial | $586.98 | ↓ -38% |
| Brimhall Foods | Commercial | $586.98 | ↓ -38% |
| Building Plastic | Commercial | $586.98 | ↓ -38% |
| Burch Food Services | Commercial | $586.98 | ↓ -38% |
| Cannon Motor Company | Commercial | $586.98 | ↓ -38% |
| Carlisle | Commercial | $586.98 | ↓ -38% |
| Crittenden County | Commercial | $586.98 | ↓ -38% |
| Davidson Hospitality | Commercial | $586.98 | ↓ -38% |
| DeSoto Co Board of Supervisors | Commercial | $586.98 | ↓ -38% |
| Dunn Investment Company | Commercial | $586.98 | ↓ -38% |
| Hollowell Industries | Commercial | $586.98 | ↓ -38% |
| Hospitality Management Advisors | Commercial | $586.98 | ↓ -38% |
| Jas D Collier | Commercial | $586.98 | ↓ -38% |
| Malco Theaters | Commercial | $586.98 | ↓ -38% |
| Mechanical Systems | Commercial | $586.98 | ↓ -38% |
| Mid-South Transport | Commercial | $586.98 | ↓ -38% |
| Patterson Warehouses | Commercial | $586.98 | ↓ -38% |
| REI Nation | Commercial | $586.98 | ↓ -38% |
| Retzer Resources | Commercial | $586.98 | ↓ -38% |
| Ritchey Automotive | Commercial | $586.98 | ↓ -38% |
| Security One | Commercial | $586.98 | ↓ -38% |
| Silver Tree | Commercial | $586.98 | ↓ -38% |
| State Systems | Commercial | $586.98 | ↓ -38% |
| United TN Holdings | Commercial | $586.98 | ↓ -38% |
| Vaughn Electric | Commercial | $586.98 | ↓ -38% |
| W G Yates | Commercial | $586.98 | ↓ -38% |
| W W Wood Products | Commercial | $586.98 | ↓ -38% |
| Watkins Uiberall | Commercial | $586.98 | ↓ -38% |
| Y K Auto Group | Commercial | $586.98 | ↓ -38% |
| First Choice Health Plan of MS | HPN | $586.98 | ↓ -38% |
| First Community Bank | Commercial | $586.98 | ↓ -38% |
| French Camp Academy | Commercial | $586.98 | ↓ -38% |
| Gossett Motor Cars | Commercial | $586.98 | ↓ -38% |
| Hattiesburg Clinic | Commercial | $586.98 | ↓ -38% |
| Heartland Catfish Company | Commercial | $586.98 | ↓ -38% |
| Heavy Machines | Commercial | $586.98 | ↓ -38% |
| TN BCBS | Network P | $597.66 | ↓ -37% |
| Harding Academy | Commercial | $652.20 | ↓ -31% |
| Employers Health Network | Commercial | $652.20 | ↓ -31% |
| Cigna | Local Plus | $902.28 | ↓ -5% |
| Cigna | PPO | $992.51 | ↑ +5% |
| PPO Holdings | Commercial | $1,801.20 | ↑ +90% |
| Magnolia Regional Health Center | Commercial | $1,896.00 | ↑ +100% |
| Littler | Commercial | $2,370.00 | ↑ +150% |
| United Healthcare | Commercial | $2,734.98 | ↑ +189% |
| Aetna | Commercial | $2,967.24 | ↑ +213% |
| Humana | CPOS/HMO/NPOS/PPO | $3,128.40 | ↑ +230% |
| First Choice Health Plan of MS | Commercial | $3,318.00 | ↑ +250% |
| MPCN | PPO/HMO | $3,555.00 | ↑ +275% |
| Multiplan | MPI Primary Network | $3,555.00 | ↑ +275% |
| NovaSys | All | $3,555.00 | ↑ +275% |
| Multiplan | Complementary Network | $3,555.00 | ↑ +275% |
| PPO Plus | Commercial | $4,029.00 | ↑ +325% |
| QCA | All | $4,266.00 | ↑ +350% |
| Tricare | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with contrast) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,152.21 | $256.45 – $865.43 |
| CHI Memorial Hospital Hixson | Hixson | $1,565.25 | $278.75 – $3,701.60 |
| 62-1166050 BMH Carroll County | Huntingdon | $1,020.74 | $283.71 – $652.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $2,236.83 | $278.75 – $3,701.60 |
| Johnson City Medical Center | JOHNSON CITY | $636.75 | $325.55 – $709.70 |
| Ascension Saint Thomas DeKalb | Smithville | $1,013.60 | $215.74 – $865.43 |
| Ascension Saint Thomas Highlands | Sparta | $1,013.60 | $215.74 – $865.43 |
| Ascension Saint Thomas River Park | McMinnville | $965.33 | $215.74 – $865.43 |